Join Date: Feb 2010
Location: Narragansett Bay
Thanked 308 Times in 288 Posts
Rep Power: 8
Maybe its different where you are. While you aren't getting collision, typically liability also has comprehensive coverage. Meaning, things like theft or fire or hitting a dear. You may very well still have your car repaired. Nevertheless, one might assume the same scrutiny applies to a liability claim, although, I've not heard of examples.
You are sort of in a logic loop. You're upset that insurance companies don't just pay, but you intentionally buy from the ones that don't just pay (ie the cheapest rates).
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
In the harsh marine environment, something is always in need of repair. Margaritas fix everything.