This excerpt taken from the HFBC 10-Q filed Nov 14, 2005.
Deployment of 101st Airborne Division to Iraq
In September of 2005, the 101st Airborne Division stationed at Fort Campbell, Kentucky, approximately 20 miles from the Companys headquarters, began the process of redeploying approximately 26,000 troops to Iraq for a period of at least one year. A large-scale deployment (approximately 13% of the Clarksville, Tennessee Hopkinsville, Kentucky MSA population) may have an impact on the business environment in the Companys largest market. The Companys direct business dealings with military personnel appear to be limited. However, the deployment of a large number of troops affects the overall business client in the Companys most significant market and may have an impact on the Companys future levels of past dues, non-performing loans and net charge offs.