Homeowners Insurance Other Structures Coverage
Homeowners insurance other structures coverage also known as Coverage B protects other structures on your property which are not attached to the main or primary dwelling. These structures may include one or all of the following: pool house, storage shed, barns, fences, detached garages, and guest houses.
Other structures coverage does not have a Guaranteed or Extended Replacement clause. This means that if you have any structures on your property that are not typically found with a single family dwelling, then you may need to extend the limits of your homeowners insurance other structures coverage.
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