 pp. 377-384, 2003.
Caption: Figure 1: The relationship of age and breath-holding duration (a) and age and peripheral chemoreflex sensitivity to carbon dioxide (b).
Caption: Figure 2: The relationship of breath-holding duration and peripheral chemoreflex sensitivity to carbon dioxide (SB-C[O.sub.2]) (a), breath-holding duration normalized to vital lung capacity (VLC), and peripheral chemoreflex sensitivity to carbon dioxide normalized to height (b).
are presented as mean [+ or -] standard deviation.
chemoreflex sensitivity to carbon dioxide in different age groups.
Diagnostics of Thyroid Malignancy and Indications for Surgery in the Elderly and Younger Counterparts: Comparison of 3,749 Patients.JAY— A list of four potential bidders for Jay Peak Resort set out in minutes from an August meeting of the Jay Zoning Board is far from complete, said Jay President Steve Wright. Mr. Wright declined to provide more names, but on Friday, during an interview in his office at the ski area, said the impending sale is being watched carefully by people throughout the ski industry.People, by nature, do not immediately trust nor utilize something that they do not understand. May it be a tool, a means to communicate or a means to transact, it is human nature to be skeptical. However, there are times when nature or an epic event happens that force people to either adapt or rely on something that they do not understand but are forced to. Case in point, the recent surge in contactless transactions.
Before the COVID-19 pandemic hit, less than 30% of the 110 million population did contactless banking, while only 4% of the population did mobile transactions (payments). The Enhanced Community Quarantine (ECQ) left much, if not, majority of the population locked inside their homes or in the places where they stay, resulting to the curtailment of certain liberties like physically going to a place to pay, buy or sell. In the nearly 90 days of being under ECQ, majority of the people begrudgingly took to contactless payments because there was no choice – and they liked it. The pandemic has forced Filipinos to adapt a digital lifestyle.
A leading bank in the Philippines reported more than a 100% uptake in terms of new client acquisitions digitally and there is no reason to doubt this figure. According to the Bangko Sentral ng Pilipinas (BSP), the number of InstaPay transactions from March until April was at 15.56 million, which was 3.9 million or 34.50 percent higher compared to figures during pre-ECQ months from January to February which was at 11.57 million.
What this pandemic has shown the public is that a lot of financial institutions (FIs) got caught flatfooted: these FIs were simply not prepared to handle the situation that COVID-19 put their business in. They were also put in a situation wherein they were unprepared to provide digital, omni-channel touchpoints, leaving their customers without any alternative access to their finances.
Before the lockdown, customers were scampering to their banks to get cash so that they will have (hopefully) enough on-hand so that they can live (pay their bills, purchase goods, and send money to loved ones). If the bank or financial institution that these people are with had an omni-channel digital capability, they would have not scurried towards ATMs and banks as they will have had the means to transact via the touchpoint that is in their hands all the time during the lockdown period, which is their mobile phone.
lifestyle, as the old norms of visiting physical touchpoints that will have groups of people visiting will become a worrying proposition.
Planning for recovery and adapting new platforms (that brings in omni-channel capabilities) for the new normal shows to customers that the business is serious about bouncing back. This will assure customers that the organization is stable, is reliable in times of crisis and is determined to be in business for a long time. By putting a serious effort into bouncing back, the customers may be inspired to bounce back themselves. For the business, omni-channel, supported by agile, will help the FI adapt to unexpected market forces or unanticipated events like the COVID-19.
Before anything else, a financial institution must make a realization that it has to go digital and it needs to prepare itself to transform digitally. Banks really would need to go on digital transformation journey. If they do not, it will not be possible to scale up. Opting to go the omni-channel route means change and the FI needs a system in place to effectively deliver and manage change. The absence of this system will curtail efforts of the company to go digital such as launching an omni-channel platform.
In the months or years to come, convenience will not be driving customers and their banks to go digital through omni-channel platforms – necessity will and, as the customers put considerable pressure, FIs will need to adapt and do so quickly.
The COVID-19 pandemic is forcing FIs to take a deep look into contactless banking for its customers through any channel that is available to the customer at anytime, anywhere. FIs are starting to diagnose their competencies and capabilities to go omni-channel. Businesses that have already have a solid footing in omni-channel prior to the pandemic hitting gives these businesses a definite edge but this health crisis has forced these early adopters to rethink and further improve their omni-channel competencies. The rest will now start to play catch-up.
This pandemic will drive the world into implementing an omni-channel environment, where individual touchpoints will invisibly meld, giving customers a seamless experience – whether to shop or to do banking. Freed from constrictions of siloed touchpoints, customers will look more at FIs that can provide them with better service through any channel that is available to the customer anytime and anywhere. The expectations of customers have now radically shifted.
will largely depend on the platform they will use – it has to be consistent and seamless, where in the customer experience is the same no matter the channel. Therefore, the imperative of a sound omni-channel strategy is far more reaching that just having a website or a mobile app – their.
Our experience in omni-channel solutions and platforms will provide consistency to a financial institution across the five main areas that they need to focus on which are: strategy, competency, technology and data, staff and organization, and procedures. We can provide an FI with a solution and a platform that gives a multi-dimensional view for customer insight, communications, marketing, partnerships, channel service and product and service distribution. We can assist FIs to formulate the best transformation roadmap that will allow the business to leverage omni-channel capabilities. Through our digital transformation roadmap and using our omni-channel solutions and platforms, FIs can reach a better position for its brand and business in the “new normal” marketplace.
ADvancing States has released our analysis of the President’s proposed budget for FY2019. This document outlines the proposal’s impact on health and human services relevant to older adults, people with disabilities, and Medicaid long-term services and supports. Additionally, our updated budget chart document compares the various proposed and enacted funding levels for these important programs.
View the analysis of the President’s proposed budget for FY2019.
View our updated budget chart document.I was always taught that if it's 'the spirit' or god trying to communicate with you, you will feel peace. If you don't feel peace, then it's just your psyche trying to deal with a cognitive dissonance that comes from being indoctrinated. 

Our brains want us to go back to what is familiar, they want us to not feel discomfort, so they start yearning for things we knew, even if those things were harsh or traumatic. What you need to do is keep moving forward and try to let go of those feelings. Remember why you left, how you felt. And then try to find peace in your current situation. You can still pray, but remember that your god isn't necessarily found in any church. They are within you and always there. It's a hard thing to work through but you can do it and let go of those things that don't help you grow and move forward. Good luck, hon.Timeline To The Future is a heart centered effort coming from a genuine place of wanting to serve for the greater good of all. As we align with the Universal Laws and Principles, we understand the tremendous power of selfless-service and giving. We honor all those who choose to contribute at any level to this humanitarian mission.
As an independently financed, volunteer, and humanitarian operation, Timeline To The Future is always seeking skilled people who are interested in volunteering some of their valuable time or expertise to help Timeline To The Future reach and support more people. This may include helping out with some research, searching for specific content to enhance the website, marketing advice, or simply some constructive input. Whatever you know or do, I'm sure we could use your help and advice.
The following list will be updated regularly as we see a need for support in a particular area of the Timeline To The Future initiative.
The Timeline To The Future community project has three levels of volunteer support.
Virtual Volunteers: Virtual volunteers are those who help Timeline To The Future from the comfort of their home, office, or another remote location. These volunteers may provide: web development, publication editing, marketing, consulting, event organizing and promotion, service provider selection, product research, development logistic, resource management, etc.
Project Volunteers: Project volunteers are those who provide products, services and expertise to the community project