 of the puzzle together about Cap’s death and finding Winter Soldier, while Falcon and Black Widow are in the field and provide perspective. There is a major revelation about Sharon within, as well, that you won’t want to miss. All of it is amazingly well put together. Brubaker is most skilled at crime stories, and this becomes one with a lot of bells and whistles that don’t detract from the issue at all.
The art here does a very good job of ensuring that the silliness of spandex does not override the story and its sense of gravity. Winter Soldier is handled well particularly, looking youthful, but not young and still managing to seem dangerous without being unnecessarily gritty. Again, this could have, and likely should have devolved into impenetrable silliness by now, but its actually remained a very clear story despite all the trappings. As it turns out, I like Brubaker quite a bit more just for the skill that he’s shown in handling a tough situation, deprived of a lead character and given a convoluted â€œwho-done-itâ€ with trappings that do not fit that type of story, yet still managing to work everything into a great read.
Tags: Captain America […] Protocols of Jonathan Kay […]
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- Next Page »I spent the morning finishing up my shopping and my one question is...where are all the people? It seems like there aren't many shoppers out there, though I have been out and about in the mornings. I am not complaining, but it's been strange. Nice and quiet, but strange.
I then went to Brian's school for the annual 4th grade cookie decorating party. Sugar, sugar and more sugar!
Supper tonight was a baked pasta with sausage and eggplant. Can't seem to get enough eggplant these days. M and I grabbed Brian and went for a walk around the neighborhood to look at Christmas lights and it was freezing cold...50 degrees. Us SoCal people aren't used to this weather!
Oh, and I did have a late lunch with my girlfriend, Amy, and she gave me the most cutest necklace! I love, love, love it!
Matthew spent the day at Epcot and also got to play with some studio musicians. He's having fun and keeps texting me at the crack of dawn...he's not used to being 3 hours away!
The wrapping is almost done and tomorrow is THE day...the get-this-house-in-order day. There is stuff everywhere and I am tired of looking at it. I cleaned Matthew's room the day he left and it is currently the cleanest room in the house...shocker!Actinic Cheilitis
OVERVIEW:
Actinic cheilitis, sometimes known as “farmer’s lip” or “sailor’s lip,” is a precancerous condition related to cumulative lifetime sun exposure. The lower lip is most often affected. Individuals with actinic cheilitis often complain of persistent dryness and cracking of the lips. They will frequently exhibit other effects of sun-damaged skin, such as precancerous lesions on the skin called actinic keratoses and extensive wrinkling.
A certain type of skin cancer (squamous cell carcinoma) develops in 6–10% of cases of actinic cheilitis.
Recent PostsHow can a homeowner get the best remortgage rate?
Is it harder to remortgage if your income has dropped this past year?
How can a borrower boost their credit score? Is there any support available?
Any other snippets of advice welcome!
“It's crucial to have an accurate value of your property when applying for a remortgage. Too high and, when the lender comes to value it, they may turn down the loan or impose a higher interest rate. Too low and you could end up applying for a higher rate than you're really eligible for. “Online tools like Zoopla can prove a good starting point for a more accurate estimate than you might get from an estate agent’s window. Increasingly, brokers have access to technology such as Hometrack that can help borrowers with property value estimates, too. “A key factor in the rate of interest charged on any mortgage is the Loan to Value (LTV), calculated as a percentage of the mortgage amount vs the value of the property. A lower LTV is seen as less risky for the lender and so typically leads to a lower mortgage rate."
"Boosting you credit score isn't as difficult as people think but it does take time to see the improvements. There are a few simple things you can do, starting with downloading your credit file and reading through it thoroughly, making sure everything is correct and, if not, contacting the credit agency in question and getting it updated. "Always be sure to get on the electoral register, keep your credit utilisiation below 50% and do not, under any circumstance, miss any repayments. Just keep your report clean and watch your score improve. "The best remortgage rates are usually reserved for people with better credit scores and those with what we call low loan to value (LTV), meaning you are borrowing as little as possible against the value of your home. "The key is to be prepared and not miss the end of your existing mortgage, as it can be costly if you end up on your lender's standard variable rate, which is usually considerably higher than a fixed rate. "It's good to see lenders being more understanding about falling income since the pandemic started, although many will want to see that your income is back to normal before they will give you a mortgage. If your income is still below pre-Covid levels, it will make it that little more difficult to get a mortgage."
"The key to getting the best mortgage rate is having access to the whole of the market. It is vital that borrowers shop around as rates really can vary. "While mortgage rates are still super low, lenders do tend to fish in the same pool, hence a good credit rating and proof of income are key in obtaining market-leading rates. "The pandemic has made it more difficult to obtain a mortgage if you have been furloughed or work in an industry that has been hit particularly hard by the crisis, such as travel or hospitality. "Regularly checking your credit history can make a real difference to ensure that everything is correct. "Other aspects can improve a credit rating such as being on the electoral roll, ensuring that you do not exceed any lending limits and keeping the number of credit searches within a short period of time to a minimum."
"The best way to boost your credit score is to ensure you are on the electoral roll at your current address: this can very quickly and effectively have a significant impact on your score. "Another key factor is to make sure that all credit facilities, such as bank accounts, credit cards, personal loans or car finance, are registered to your current address. "Each time you move property, it is important to update the relevant credit reference agencies through your various accounts. "Also, avoid unnecessary credit searches such as mortgages in principle that leave a hard footprint; an excessive amount of these in a short space of time can have a negative impact on your credit score."
"When it comes to remortgaging, I would always advise that borrowers do three things. Firstly speak to their existing lender to see what they will offer, then secondly do a little research themselves online to get a feel for what else is available. "Finally, I would always recommend speaking to an independent mortgage broker to make sense of all the options, scan the many broker-only deals around, and also check the suitability and small-print of each product. A good broker will still direct you back to your existing lender if that is the best option. "This process could save you hundreds, if not thousands of pounds over the remaining mortgage term with very little time and effort. "If your income has dropped, this may well limit your choice when it comes to remortgaging. The good news is that most lenders now have a good selection of Product Transfer rates for existing borrowers where they do not re-underwrite on the basis of income so it is worth checking these products out. "That said, there are still some excellent choices for borrowers on the market at the moment and any decent broker will be able to quickly assess whether you can remortgage elsewhere or if you should stay with your existing lender. "I would always recommend you keep tabs on your credit score, especially if you are thinking about taking out a mortgage. It is important to make sure there are no errors on your report and act to improve your score where you can before you come to apply for a mortgage. "Making sure you are on the voters' roll at your current address helps and make sure every bill is paid on time. Setting up direct debits for everything is a good way to ensure nothing is missed. "It may help to get a credit card and use it sparingly each month, making sure you have a direct debit set up to pay the outstanding amount off at the end of each month. This helps to build up a healthy credit profile of borrowing money and paying it back on time. "If you do not have a perfect credit score then do not worry, there are a raft of lenders out there who credit check rather than score and specialist lenders who are able to look at borrowers with a range of credit blips."
"When it comes to rates and lender criteria in a market as choppy as this, a homeowner's first port of call should always be a reputable independent mortgage broker. "Yes, of course I'd say that but a decent broker will help navigate you through the intricacies of a remortgage and ensure you are getting the