<s>
A	O
Virtual	B-Application
POS	I-Application
(	O
Point	O
of	O
Sale	O
)	O
is	O
typically	O
a	O
web	O
or	O
windows	O
application	O
that	O
can	O
be	O
used	O
by	O
card-accepting	O
merchants	O
to	O
manually	O
authorize	O
card	O
transactions	O
.	O
</s>
