<s>
Stripe	B-Application
,	I-Application
Inc	I-Application
.	I-Application
is	O
an	O
Irish-American	O
financial	O
services	O
and	O
software	B-Architecture
as	I-Architecture
a	I-Architecture
service	I-Architecture
(	O
SaaS	B-Architecture
)	O
company	O
dual-headquartered	O
in	O
South	O
San	O
Francisco	O
,	O
California	O
,	O
United	O
States	O
and	O
Dublin	O
,	O
Ireland	O
.	O
</s>
<s>
The	O
company	O
primarily	O
offers	O
payment-processing	O
software	O
and	O
application	B-Application
programming	I-Application
interfaces	I-Application
for	O
e-commerce	O
websites	O
and	O
mobile	O
applications	O
.	O
</s>
<s>
Irish	O
entrepreneur	O
brothers	O
John	O
and	O
Patrick	O
Collison	O
founded	O
Stripe	B-Application
in	O
Palo	O
Alto	O
,	O
California	O
,	O
in	O
2009	O
.	O
</s>
<s>
In	O
March	O
2013	O
,	O
Stripe	B-Application
made	O
its	O
first	O
acquisition	O
,	O
Kickoff	O
,	O
a	O
chat	O
and	O
task-management	O
application	O
.	O
</s>
<s>
In	O
February	O
2021	O
,	O
former	O
Governor	O
of	O
the	O
Bank	O
of	O
England	O
,	O
Mark	O
Carney	O
,	O
was	O
appointed	O
to	O
the	O
Stripe	B-Application
board	O
.	O
</s>
<s>
On	O
October	O
20	O
,	O
2021	O
,	O
Stripe	B-Application
acquired	O
accountancy	O
platform	O
Recko	O
;	O
Recko	O
’s	O
solution	O
was	O
to	O
be	O
added	O
to	O
Stripe	B-Application
’s	O
existing	O
suite	O
of	O
financial	O
tools	O
.	O
</s>
<s>
In	O
January	O
2022	O
,	O
Stripe	B-Application
entered	O
a	O
five-year	O
partnership	O
with	O
Ford	O
Motor	O
Company	O
;	O
through	O
this	O
deal	O
,	O
Stripe	B-Application
will	O
handle	O
transactions	O
for	O
consumer	O
vehicle	O
orders	O
and	O
reservations	O
.	O
</s>
<s>
That	O
same	O
month	O
,	O
Stripe	B-Application
partnered	O
with	O
Spotify	B-Application
to	O
help	O
creators	O
monetize	O
subscriptions	O
,	O
accept	O
payments	O
and	O
launch	O
recurring	O
revenue	O
streams	O
.	O
</s>
<s>
In	O
April	O
2022	O
,	O
Twitter	O
announced	O
that	O
it	O
will	O
partner	O
with	O
Stripe	B-Application
Inc	O
(	O
digital	O
payments	O
 '	O
processor	O
)	O
for	O
piloting	O
cryptocurrency	O
payouts	O
for	O
limited	O
users	O
in	O
the	O
platform	O
.	O
</s>
<s>
“	O
The	O
crypto	O
payments	O
will	O
be	O
routed	O
through	O
Stripe	B-Application
Connect	O
,	O
which	O
will	O
also	O
handle	O
KYC	O
requirements	O
”	O
,	O
Stripe	B-Application
said	O
.	O
</s>
<s>
In	O
April	O
2022	O
,	O
Stripe	B-Application
announced	O
its	O
strategic	O
partnership	O
with	O
UK-based	O
FinTech	O
company	O
ION	O
.	O
</s>
<s>
Stripe	B-Application
provides	O
application	B-Application
programming	I-Application
interfaces	I-Application
that	O
web	B-Operating_System
developers	I-Operating_System
can	O
use	O
to	O
integrate	O
payment	O
processing	O
into	O
their	O
websites	O
and	O
mobile	O
applications	O
.	O
</s>
<s>
The	O
company	O
introduced	O
Stripe	B-Application
Connect	O
in	O
2012	O
,	O
a	O
multiparty	O
payments	O
solution	O
that	O
lets	O
software	O
developers	O
embed	O
payments	O
natively	O
into	O
their	O
products	O
.	O
</s>
<s>
On	O
June	O
11	O
,	O
2019	O
,	O
Stripe	B-Application
's	O
point-of-sale	O
service	O
,	O
called	O
Terminal	O
,	O
was	O
made	O
available	O
to	O
U.S.	O
users	O
.	O
</s>
<s>
The	O
service	O
offers	O
physical	O
credit-card	O
readers	O
designed	O
to	O
work	O
with	O
Stripe	B-Application
.	O
</s>
<s>
On	O
September	O
5	O
,	O
2019	O
,	O
Stripe	B-Application
launched	O
a	O
merchant	O
cash-advance	O
scheme	O
called	O
Stripe	B-Application
Capital	O
.	O
</s>
<s>
The	O
scheme	O
allows	O
Stripe	B-Application
merchants	O
to	O
request	O
an	O
advance	O
on	O
future	O
payments	O
they	O
expect	O
to	O
process	O
through	O
their	O
Stripe	B-Application
merchant	O
account	O
.	O
</s>
<s>
In	O
June	O
2021	O
,	O
the	O
company	O
launched	O
Stripe	B-Application
Tax	O
,	O
which	O
lets	O
businesses	O
automatically	O
calculate	O
and	O
collect	O
sales	O
tax	O
,	O
VAT	O
,	O
and	O
GST	O
in	O
over	O
30	O
countries	O
and	O
all	O
US	O
states	O
.	O
</s>
<s>
In	O
May	O
2021	O
,	O
Stripe	B-Application
introduced	O
Payment	O
Links	O
,	O
a	O
no-code	O
product	O
allowing	O
businesses	O
to	O
create	O
a	O
link	O
to	O
a	O
checkout	O
page	O
and	O
begin	O
accepting	O
payments	O
on	O
social	O
platforms	O
or	O
direct	O
channels	O
.	O
</s>
<s>
In	O
January	O
2022	O
,	O
Stripe	B-Application
agreed	O
to	O
acquire	O
Terminal	O
manufacturing	O
partner	O
BBPOS	O
,	O
allowing	O
the	O
company	O
to	O
bring	O
the	O
hardware	O
development	O
of	O
Terminal	O
readers	O
in-house	O
.	O
</s>
<s>
In	O
February	O
,	O
Stripe	B-Application
was	O
announced	O
as	O
Apple	O
’s	O
first	O
partner	O
on	O
in-person	O
Tap	O
to	O
Pay	O
,	O
which	O
enables	O
businesses	O
to	O
accept	O
contactless	O
payments	O
using	O
an	O
iPhone	O
and	O
a	O
partner-enabled	O
iOS	O
app	O
.	O
</s>
<s>
In	O
May	O
2022	O
,	O
Stripe	B-Application
announced	O
Data	O
Pipeline	O
,	O
a	O
tool	O
for	O
Stripe	B-Application
users	O
who	O
store	O
data	O
with	O
Amazon	O
Redshift	O
or	O
Snowflake	O
Data	O
Cloud	O
.	O
</s>
<s>
Data	O
Pipeline	O
syncs	O
Stripe	B-Application
data	O
and	O
reports	O
with	O
Amazon	O
Redshift	O
or	O
Snowflake	O
Data	O
Cloud	O
,	O
where	O
they	O
can	O
be	O
queried	O
in	O
combination	O
with	O
other	O
business	O
information	O
.	O
</s>
<s>
That	O
month	O
,	O
the	O
company	O
also	O
introduced	O
Stripe	B-Application
Financial	O
Connections	O
,	O
enabling	O
businesses	O
to	O
establish	O
direct	O
connections	O
with	O
their	O
customers’	O
bank	O
accounts	O
to	O
verify	O
accounts	O
for	O
payments	O
and	O
payouts	O
,	O
check	O
balances	O
to	O
reduce	O
payment	O
failures	O
,	O
and	O
cut	O
fraud	O
by	O
confirming	O
bank	O
account	O
ownership	O
.	O
</s>
<s>
In	O
July	O
2018	O
,	O
Stripe	B-Application
the	O
company	O
introduced	O
Stripe	B-Application
Issuing	O
,	O
a	O
product	O
that	O
allows	O
online	O
businesses	O
and	O
platforms	O
to	O
create	O
their	O
own	O
physical	O
and	O
digital	O
credit	O
and	O
debit	O
cards	O
.	O
</s>
<s>
In	O
2018	O
,	O
Stripe	B-Application
started	O
a	O
publishing	O
company	O
named	O
Stripe	B-Application
Press	O
to	O
promote	O
ideas	O
that	O
support	O
businesses	O
.	O
</s>
<s>
In	O
2019	O
,	O
Stripe	B-Application
began	O
offering	O
loans	O
and	O
credit	O
cards	O
to	O
businesses	O
in	O
the	O
United	O
States	O
.	O
</s>
<s>
The	O
following	O
year	O
,	O
the	O
company	O
introduced	O
Stripe	B-Application
Treasury	O
,	O
which	O
provides	O
its	O
platform	O
users	O
APIs	B-Application
to	O
embed	O
financial	O
services	O
,	O
allowing	O
their	O
customers	O
to	O
send	O
,	O
receive	O
,	O
and	O
store	O
funds	O
.	O
</s>
<s>
In	O
October	O
2020	O
,	O
Stripe	B-Application
announced	O
Stripe	B-Application
Climate	O
,	O
a	O
service	O
for	O
businesses	O
to	O
fund	O
atmospheric	O
carbon	O
research	O
and	O
capture	O
.	O
</s>
<s>
In	O
2022	O
,	O
Stripe	B-Application
started	O
a	O
new	O
subsidiary	O
called	O
Frontier	O
that	O
would	O
direct	O
spending	O
on	O
carbon	O
removal	O
.	O
</s>
<s>
Stripe	B-Application
Identity	O
,	O
launched	O
in	O
June	O
2021	O
,	O
enables	O
online	O
businesses	O
to	O
verify	O
user	O
identities	O
,	O
and	O
is	O
built	O
on	O
the	O
same	O
infrastructure	O
used	O
for	O
Stripe	B-Application
’s	O
own	O
risk	O
and	O
compliance	O
program	O
.	O
</s>
<s>
In	O
May	O
2011	O
,	O
Stripe	B-Application
received	O
a	O
$2	O
million	O
investment	O
from	O
venture	O
capitalists	O
Peter	O
Thiel	O
,	O
Elon	O
Musk	O
,	O
Sequoia	O
Capital	O
,	O
SV	O
Angel	O
,	O
and	O
Andreessen	O
Horowitz	O
.	O
</s>
<s>
Stripe	B-Application
launched	O
publicly	O
in	O
September	O
2011	O
after	O
an	O
extensive	O
private	O
beta	O
.	O
</s>
<s>
In	O
2020	O
Stripe	B-Application
expanded	O
its	O
services	O
to	O
five	O
new	O
European	O
markets	O
:	O
the	O
Czech	O
Republic	O
,	O
Romania	O
,	O
Bulgaria	O
,	O
Cyprus	O
,	O
and	O
Malta	O
.	O
</s>
<s>
On	O
October	O
15	O
,	O
2020	O
,	O
Stripe	B-Application
acquired	O
Paystack	O
,	O
a	O
Nigerian	O
payment	O
processor	O
,	O
in	O
a	O
deal	O
reportedly	O
worth	O
over	O
$200	O
million	O
,	O
with	O
the	O
aim	O
of	O
expanding	O
its	O
services	O
into	O
Africa	O
.	O
</s>
<s>
In	O
December	O
2020	O
,	O
Stripe	B-Application
announced	O
plans	O
to	O
expand	O
in	O
Southeast	O
Asia	O
,	O
China	O
,	O
India	O
,	O
and	O
Japan	O
.	O
</s>
<s>
In	O
March	O
2021	O
,	O
Stripe	B-Application
raised	O
another	O
$600	O
million	O
,	O
reaching	O
a	O
valuation	O
of	O
$95	O
billion	O
,	O
aimed	O
towards	O
expanding	O
their	O
European	O
headquarters	O
.	O
</s>
<s>
In	O
April	O
2021	O
,	O
Stripe	B-Application
acquired	O
TaxJar	O
,	O
a	O
provider	O
of	O
cloud-based	O
tax	O
services	O
based	O
in	O
Massachusetts	O
.	O
</s>
<s>
Stripe	B-Application
is	O
reported	O
to	O
have	O
participated	O
in	O
two	O
funding	O
rounds	O
for	O
Monzo	O
,	O
a	O
"	O
challenger	O
bank	O
"	O
based	O
in	O
the	O
U.K.	O
Stripe	B-Application
's	O
first	O
investment	O
in	O
Monzo	O
was	O
reported	O
on	O
November	O
6	O
,	O
2017	O
,	O
with	O
a	O
second	O
investment	O
in	O
Monzo	O
's	O
Series	O
E	O
fundraising	O
round	O
reported	O
on	O
October	O
10	O
,	O
2018	O
.	O
</s>
<s>
Stripe	B-Application
participated	O
in	O
a	O
third	O
round	O
of	O
funding	O
for	O
Monzo	O
on	O
June	O
24	O
,	O
2019	O
,	O
which	O
raised	O
approximately	O
$144	O
million	O
in	O
funding	O
for	O
Monzo	O
at	O
a	O
valuation	O
of	O
approximately	O
$2.5	O
billion	O
.	O
</s>
<s>
Stripe	B-Application
has	O
invested	O
in	O
companies	O
offering	O
similar	O
services	O
as	O
themselves	O
,	O
but	O
in	O
different	O
geographical	O
regions	O
.	O
</s>
<s>
In	O
August	O
2018	O
,	O
Stripe	B-Application
invested	O
in	O
PayStack	O
,	O
a	O
Nigerian	O
payment	O
processor	O
,	O
and	O
,	O
in	O
September	O
2019	O
,	O
invested	O
in	O
PayMongo	O
,	O
a	O
Philippine	O
payment	O
processor	O
.	O
</s>
<s>
In	O
February	O
2021	O
,	O
Stripe	B-Application
invested	O
in	O
Safepay	O
,	O
a	O
Pakistani	O
payment	O
processor	O
.	O
</s>
<s>
On	O
June	O
6	O
,	O
2019	O
,	O
Stripe	B-Application
led	O
a	O
$22.5	O
million	O
fundraising	O
round	O
for	O
Step	O
,	O
a	O
financial	O
services	O
startup	O
offering	O
fee-free	O
bank	O
accounts	O
to	O
teenagers	O
.	O
</s>
<s>
On	O
March	O
26	O
,	O
2020	O
,	O
Stripe	B-Application
led	O
a	O
$20	O
million	O
Series	O
A	O
fundraising	O
round	O
for	O
Fast	O
,	O
a	O
company	O
creating	O
a	O
universal	O
,	O
one-click	O
checkout	O
service	O
.	O
</s>
<s>
Subsequently	O
,	O
Stripe	B-Application
led	O
a	O
$102	O
million	O
Series	O
B	O
fundraising	O
round	O
for	O
Fast	O
on	O
January	O
26	O
,	O
2021	O
.	O
</s>
