<s>
Samsung	B-Application
Pay	I-Application
(	O
stylized	O
as	O
SΛMSUNG	O
Pay	O
)	O
is	O
a	O
mobile	O
payment	O
and	O
digital	O
wallet	O
service	O
by	O
Samsung	O
Electronics	O
that	O
lets	O
users	O
make	O
payments	O
using	O
compatible	O
phones	O
and	O
other	O
Samsung-produced	O
devices	O
.	O
</s>
<s>
The	O
service	O
supports	O
contactless	B-Application
payments	I-Application
using	O
near-field	O
communications	O
(	O
NFC	O
)	O
,	O
but	O
also	O
supports	O
magnetic	O
strip-only	O
payment	O
terminals	O
by	O
incorporating	O
magnetic	O
secure	O
transmission	O
(	O
MST	O
)	O
in	O
devices	O
released	O
before	O
2021	O
.	O
</s>
<s>
Samsung	B-Application
Pay	I-Application
was	O
developed	O
from	O
the	O
intellectual	O
property	O
of	O
LoopPay	O
,	O
a	O
crowdfunded	O
startup	O
company	O
that	O
Samsung	O
acquired	O
in	O
February	O
2015	O
for	O
an	O
estimated	O
$300m	O
,	O
one	O
of	O
the	O
largest	O
acquisitions	O
made	O
by	O
the	O
firm	O
.	O
</s>
<s>
On	O
phones	O
,	O
the	O
Samsung	B-Application
Pay	I-Application
menu	O
is	O
launched	O
by	O
swiping	O
from	O
the	O
bottom	O
of	O
the	O
screen	O
.	O
</s>
<s>
In	O
South	O
Korea	O
,	O
Samsung	B-Application
Pay	I-Application
can	O
be	O
used	O
for	O
online	O
payments	O
and	O
to	O
withdraw	O
money	O
on	O
selected	O
banks	O
 '	O
ATMs	O
.	O
</s>
<s>
In	O
Mainland	O
China	O
,	O
Samsung	B-Application
Pay	I-Application
supports	O
In-app	O
payments	O
,	O
QR	O
code	O
payments	O
(	O
Alipay	O
,	O
and	O
WeChat	O
Pay	O
)	O
and	O
public	O
transportation	O
cards	O
of	O
Beijing	O
,	O
Shanghai	O
,	O
Guangzhou	O
,	O
Shenzhen	O
,	O
and	O
other	O
cities	O
.	O
</s>
<s>
In	O
Hong	O
Kong	O
,	O
Samsung	B-Application
Pay	I-Application
can	O
be	O
linked	O
with	O
Octopus	O
cards	O
,	O
called	O
Smart	O
Octopus	O
,	O
to	O
make	O
electronic	O
payments	O
with	O
stored	O
value	O
service	O
for	O
payments	O
in	O
online	O
or	O
offline	O
systems	O
.	O
</s>
<s>
In	O
India	O
,	O
Samsung	B-Application
Pay	I-Application
supports	O
Unified	O
Payments	O
Interface	O
(	O
UPI	O
)	O
and	O
BharatQR	O
.	O
</s>
<s>
In	O
May	O
2020	O
,	O
Samsung	B-Application
Pay	I-Application
unveiled	O
Samsung	O
Money	O
by	O
SoFi	O
,	O
a	O
mobile-first	O
money	O
management	O
experience	O
that	O
makes	O
available	O
a	O
cash	O
management	O
account	O
and	O
accompanying	O
Mastercard	O
debit	O
card	O
via	O
the	O
Samsung	B-Application
Pay	I-Application
app	O
,	O
in	O
partnership	O
with	O
fintech	O
company	O
SoFi	O
.	O
</s>
<s>
In	O
June	O
2022	O
,	O
Samsung	B-Application
Pay	I-Application
was	O
renamed	O
to	O
Samsung	O
Wallet	O
in	O
the	O
US	O
,	O
UK	O
,	O
France	O
,	O
Germany	O
,	O
Italy	O
,	O
and	O
Spain	O
.	O
</s>
<s>
These	O
new	O
features	O
also	O
came	O
to	O
the	O
Samsung	B-Application
Pay	I-Application
app	O
in	O
South	O
Korea	O
,	O
despite	O
it	O
not	O
adopting	O
the	O
new	O
"	O
Samsung	O
Wallet	O
"	O
name	O
.	O
</s>
<s>
Samsung	B-Application
Pay	I-Application
's	O
security	O
measures	O
are	O
based	O
on	O
Samsung	B-Application
Knox	I-Application
and	O
ARM	O
TrustZone	O
technologies	O
;	O
credit	O
card	O
information	O
is	O
stored	O
in	O
a	O
secure	O
token	O
.	O
</s>
<s>
In	O
August	O
2016	O
,	O
security	O
researcher	O
Salvador	O
Mendoza	O
disclosed	O
a	O
potential	O
flaw	O
with	O
Samsung	B-Application
Pay	I-Application
,	O
arguing	O
that	O
its	O
security	O
tokens	O
were	O
not	O
sufficiently	O
randomized	O
and	O
could	O
become	O
predictable	O
.	O
</s>
<s>
Samsung	B-Application
Pay	I-Application
will	O
not	O
work	O
with	O
devices	O
whose	O
Knox	O
warranty	O
bit	O
is	O
tripped	O
.	O
</s>
<s>
Samsung	B-Application
Pay	I-Application
in	O
South	O
Korea	O
,	O
for	O
all	O
intents	O
and	O
purposes	O
,	O
is	O
the	O
Samsung	O
Wallet	O
app	O
.	O
</s>
<s>
In	O
May	O
2016	O
,	O
it	O
was	O
reported	O
that	O
Samsung	O
was	O
developing	O
a	O
spin-off	O
of	O
the	O
service	O
known	O
as	O
Samsung	B-Application
Pay	I-Application
Mini	O
.	O
</s>
<s>
In	O
January	O
2017	O
,	O
Samsung	O
has	O
confirmed	O
that	O
Samsung	B-Application
Pay	I-Application
Mini	O
will	O
not	O
only	O
work	O
on	O
its	O
Galaxy	B-Operating_System
devices	I-Operating_System
but	O
on	O
other	O
Android	B-Application
phones	I-Application
as	O
well	O
,	O
as	O
long	O
as	O
they	O
are	O
running	O
Android	B-Application
Lollipop	I-Application
or	O
above	O
and	O
have	O
a	O
screen	O
resolution	O
of	O
1280	O
×	O
720	O
pixels	O
or	O
higher	O
.	O
</s>
<s>
Thus	O
a	O
phone	O
made	O
for	O
an	O
unsupported	O
region	O
can	O
never	O
use	O
Samsung	B-Application
Pay	I-Application
even	O
if	O
it	O
physically	O
resides	O
in	O
a	O
supported	O
region	O
and	O
has	O
a	O
local	O
SIM	O
card	O
.	O
</s>
<s>
Unable	O
to	O
connect	O
to	O
Samsung	B-Application
Pay	I-Application
temporarily	O
.	O
</s>
<s>
is	O
how	O
Samsung	B-Application
Pay	I-Application
reports	O
this	O
problem	O
.	O
</s>
<s>
In	O
June	O
2020	O
,	O
Samsung	O
announced	O
a	O
partnership	O
between	O
Samsung	B-Application
Pay	I-Application
,	O
Curve	O
and	O
Mastercard	O
for	O
the	O
launch	O
of	O
Samsung	B-Application
Pay	I-Application
Card	O
in	O
the	O
UK	O
and	O
more	O
EE	O
countries	O
where	O
Curve	O
has	O
customers	O
later	O
in	O
2020	O
.	O
</s>
<s>
From	O
September	O
2021	O
,	O
Samsung	B-Application
Pay	I-Application
Mini	O
was	O
made	O
available	O
for	O
Galaxy	O
A	O
and	O
Galaxy	O
M	O
series	O
.	O
</s>
<s>
Unlike	O
other	O
mobile	O
wallet	O
providers	O
such	O
as	O
Google	B-Application
,	O
Samsung	O
did	O
not	O
fully	O
join	O
the	O
sanctions	O
on	O
Russia	O
after	O
the	O
invasion	O
of	O
Ukraine	O
in	O
February	O
2022	O
,	O
as	O
Samsung	B-Application
Pay	I-Application
was	O
still	O
partly	O
operating	O
in	O
the	O
country	O
.	O
</s>
<s>
Due	O
to	O
the	O
open	O
nature	O
of	O
the	O
Android	B-Application
platform	I-Application
,	O
some	O
transit	O
cards	O
are	O
only	O
available	O
through	O
other	O
Android-based	O
mobile	O
wallets	O
or	O
via	O
their	O
own	O
apps	O
(	O
e.g.	O
</s>
<s>
SmarTrip	O
for	O
Google	B-Application
Wallet	O
or	O
PASMO	O
for	O
Android	B-Application
)	O
.	O
</s>
<s>
In	O
addition	O
,	O
Samsung	B-Application
Pay	I-Application
does	O
not	O
allow	O
for	O
users	O
in	O
one	O
region	O
to	O
purchase	O
cards	O
for	O
another	O
.	O
</s>
<s>
Galaxy	B-Operating_System
devices	I-Operating_System
must	O
be	O
purchased	O
from	O
the	O
region	O
their	O
desired	O
transit	O
card	O
hails	O
.	O
</s>
<s>
For	O
public	O
transport	O
systems	O
where	O
transit	O
cards	O
can	O
be	O
used	O
,	O
passengers	O
can	O
ride	O
with	O
Samsung	B-Application
Pay	I-Application
if	O
such	O
transit	O
or	O
payment	O
cards	O
can	O
be	O
added	O
to	O
Samsung	B-Application
Pay	I-Application
.	O
</s>
<s>
In	O
addition	O
to	O
the	O
above	O
scenarios	O
,	O
Samsung	B-Application
Pay	I-Application
can	O
still	O
be	O
used	O
with	O
other	O
non-Tap	O
&	O
Pay	O
readers	O
that	O
accept	O
contactless	O
open	O
loop	O
payment	O
cards	O
,	O
but	O
they	O
will	O
have	O
to	O
be	O
verified	O
beforehand	O
.	O
</s>
<s>
Available	O
to	O
Samsung	B-Application
Pay	I-Application
users	O
within	O
Hong	O
Kong	O
,	O
Macau	O
and	O
China	O
.	O
</s>
