<s>
To	O
support	O
the	O
installations	O
,	O
BN	O
provides	O
maintenance	O
,	O
cashier	O
orientation	O
,	O
and	O
a	O
24	O
x	O
7	O
merchant	O
helpdesk	O
services	O
,	O
as	O
well	O
as	O
daily	O
electronic	B-Application
data	I-Application
processing	I-Application
,	O
like	O
transactions	O
reporting	O
and	O
reconciliation	O
.	O
</s>
<s>
Given	O
this	O
was	O
the	O
second	O
payment	O
service	O
enabled	O
by	O
BN	O
(	O
with	O
bill	O
payment	O
on	O
the	O
ATM	O
launched	O
the	O
year	O
before	O
)	O
,	O
the	O
brand	O
"	O
BancNet	B-Application
Payment	I-Application
System	I-Application
(	O
BPS	O
)	O
"	O
was	O
coined	O
at	O
around	O
the	O
same	O
time	O
.	O
</s>
<s>
It	O
is	O
easy	O
to	O
generalize	O
that	O
BancNet	O
,	O
Expressnet	O
EPS	O
,	O
and	O
Megalink	B-Protocol
Fastlink	O
are	O
direct	O
competitors	O
.	O
</s>
<s>
BancNet	O
signed	O
a	O
Memorandum	O
of	O
Agreement	O
with	O
both	O
Banco	O
de	O
Oro	O
(	O
a	O
member	O
bank	O
of	O
both	O
Expressnet	O
and	O
Megalink	B-Protocol
)	O
and	O
Bank	O
of	O
the	O
Philippine	O
Islands	O
(	O
operator	O
of	O
Expressnet	O
)	O
for	O
terminal	O
sharing	O
in	O
2009	O
.	O
</s>
