A segment for policyholders with information on how e-mods affect a company's bottom line. Taken from SFM's webinar, "Return to Work: Two reasons why. Six steps how."
Bringing an employee back to work as soon as medically possible can substantially reduce the claim's impact on your workers' compensation premium.
Let's say one of your employees sustains a back injury. Temporary medical restrictions will be in place for three months. How will this injury affect the costs of the claim and ultimately your premium?
It depends on which scenario you follow in the example below. Your SFM claims representative can calculate the dollar amounts for your specific case.
When the employee returns to work
The amount paid in workers' compensation wage-loss benefits, if any