No. Simply that if each turn you take x points from character a and give them to character b, the sum total of points shouldn't change. You have points inflation to the tune of 10% - somewhere people have added on more than they've taken off.
Oh, and in answer to the latter question: not nearly enough.
And remember what the poet said – “in booty there is loot, and in loot booty.” Or sump’n like that.