Vera is a woman full of initiative, a mother of two who has worked in many different occupations throughout her life. She recently settled into agriculture, specifically cereal and vegetable production. She and her husband work in both growing and selling their crops in the village of Văleni, which is outside of Cahul, the largest city in the southern part of Moldova. Having a vehicle for transportation and buyer contacts in both Romania and Ukraine enables them to be their own wholesalers. Formerly, Vera simply bought produce from local growers and consolidated it for sale abroad, but the income she received from this activity was insufficient and she decided to begin growing the most profitable of the crops she dealt with. She would like to take a loan to help finance the initial costs – mechanically cultivating the soil and obtaining high-quality seed stock, which will yield a desirable harvest.