“I just don’t have enough time.”
I can’t tell you how many times I’ve heard a person tell me this when discussing the importance of preparing a written budget each and every month.
But it’s not true. It’s a lie we tell ourselves. You see, if we can come up with an excuse, then it stands to reason that it is okay to avoid doing what we know we should be doing to maximize our money – a budget!
Here is a list of items of which at least one is true for nearly every single person who has told me, “I just don’t have enough time to prepare a budget.”
- They have enough time to watch their favorite TV show each week
- They spent at least 45 minutes sitting on the sideline of their child’s sporting event (before and after the actual event)
- Facebook consumption exceeded 4 hours each week (probably looking at funny Cat and dog videos)
- They stressed out over money for at least 30 minutes each day (checking bank account balance each day and worrying about an expense clearing the bank too early)
Here is a fact: You DO have 1,440 minutes each day.
Here is a good question: What do you need to eliminate from your life so that you can prepare and follow a budget?
To help you get started, we’ve created a helpful set of budgeting tools as well as an instructional video for you HERE.
Other poor excuses for not having a budget:
- “I hate dealing with money.”
- “Money stresses me out.”
- “There’s just not enough money.”
- “I just need to make more money.”
- “I have no idea how much money I’m going to make this month because my pay is so crazy.”