7. Vermont - $1,176 Average Annual Premium
An annual insurance premium of $1,176 lands the Green Mountain State in seventh place. Vermont is the second least populous state in America with just slightly over 620,000 residents. The state is most well known for its production of maple syrup in America and its capital is Montpelier which is home to just under 8,000 people, making it the least populated state capital in the country.