Step 1: I'm not sure how you can get out of financial problems if you don't even have a budget in the first place.
Step 2: There is always something you are wasting money on
Step 3: Grow your income using the best long term method possible. - taxing is not the answer but growth.
The need to educate the dumb masses about ‘baseline budgeting’ is great! The so called cuts are not a decrease in spending, it is a decrease in the rate of spending.
We’re so screwed.