Q&A ON KEYLOGGING
Q: What is a keylogger?
A: A key logger is a piece of malicious software (or “malware”) which records every keystroke you make on a keyboard. Keyloggers can be installed without your knowledge or consent when you visit a website or email, install a program, or perform other activities. Once installed, the keylogger records your key strokes, and then “phones home” to upload your confidential information to a complete stranger.
Q: How do keyloggers & spyware get on my computer?
A: Keyloggers are often hidden inside what appears to be legitimate applications, graphics, music files, downloaded pictures, etc. Identity thieves and hackers get you to unwittingly download their malicious software through an email or instant message that “makes sense”. The world–renowned Australian Computer Emergency Response Team (ausCert), has published a report showing that 80% of all keyloggers are not detectable by Anti–Virus software, Anti–Spyware software or Firewalls. Identity thieves have also been known to portray themselves as kids on popular teen sites and share infected files. Listed below are just “some” of the creative ways in which Identity thieves have been known to distribute their keyloggers:
MP3 Music Files
Clicking on deceptive pop–ups
AVI Files i.e. “YouTube” or other videos
A legitimate website link, picture, or story could be infected
Downloaded Games or any other PC tools or programs
Faked Malicious Websites which impersonate popular websites like Google, eBay, Amazon, Yahoo, banks
Q: Does CFA Defender “Guarded ID”® provide protection from clickjacking?
A: Yes. ClickJacking is a malware technique using iframes and web page layers in HTML to get a user to click on a potentially dangerous button or link. You overlay the potentially malicious button on top of an existing legitimate web page button such that when a user clicks what they believe is the legitimate button they are instead clicking your malicious button. This all happens transparently to the user. At this point the users click on the button has been “ClickJacked”. “Opacity” clickjack is when you make the malicious page invisible and put it on top of the friendly page. “Positional” clickjack is when the malicious button or link is camouflaged by carefully surrounding it with a friendly page.
CFA Defender “Guarded ID”® includes warnings for “Opacity” clickjacking as well as “Positional” clickjacking.
Q: How big is the cybercrime problem?
A: Someone’s Identity is stolen “Every Three Seconds”. The FBI recently released a report stating for the first time ever, that cybercrime revenues have exceeded drug trafficking as the most lucrative illegal global business, estimated at reaping more than $1 Trillion annually in illegal profits.
Q: Why would an ID Thief want to steal my keystrokes?
A: Stolen keystrokes lead to money! Keyloggers are designed to steal your keystrokes when you bank, shop and email online. We bank online. We pay bills online. We fill out applications online. We check our 401Ks online. We send contracts online, shop with our credit cards online, we log into our corporate networks and type sensitive and corporate information. The personal and financial information that you enter both off and online is exactly what the Identity thief is after.
Q: Can cyber predators watch what my kids are doing online?
A: The Center for Missing and Exploited Children reported 2,660 incidents of adults using the Internet to entice children into meeting in 2005. Attorney General Alberto Gonzales said in April that one in every five children who go online is solicited, and that at any given time 50,000 predators are online trolling for youth contact.
“Predictability. They say ‘I’m in school, I’m going bowling one night, I’m going to the movies one night.’ They give their name, they give out their birth date and their likes or dislikes,” Sue Balz-Verzal, a Wisconsin mother of two, said. “Kids are giving out way too much information online.”
Cyber–security consultant Tom Kellermann says 500 agents work primarily on cyber crime. The FTC states that 10 million Americans’ identities have been stolen. According to KXTV, children aren’t immune from identity theft. Senator Hillary Rodham Clinton says as many as 400,000 children may be victims of identity theft. The number of complaints involving kids has grown by 78 percent, making it the fastest growing segment of ID Theft victims. Mrs. Clinton cites a case in which an identity thief used a 7-year–old’s name, Social Security number and clean credit history to buy a $40,000 houseboat.
Q: Why is encryption the strongest form of security?
A: Encryption is a process that scrambles information into a format that unauthorized parties cannot decode or utilize. 128-bit encryption is the strongest, most secure form of encryption generally utilized in Internet browsers in North America. According to RSA Labs, it would take trillion-trillion years to crack this type of encryption using today’s technology.
CFA Defender “Guarded ID”® utilizes 128-bit encryption to keep your information secure both on and offline and then re-routes that encrypted information on a separate path directly to your browser, bypassing any malicious programs that may be hiding in your computer to steal your personal information.
Q: Who is using CFA Defender “Guarded ID”®?
A: Currently, CFA Defender “Guarded ID”® is being used by both consumers and businesses throughout the United States and Canada, as well as up to 45 countries around the world.
For more information, please visit our website http://CyberWealth7.com/chappy