My iPhone 4 is in VoiceOver mode. It`s currently locked and not accepting my passcode which is absolutely correct. And now it's saying iPhone is disabled.
You can connect it to iTunes and disable voiceover or you can learn if you are using voiceover correctly. VoiceOver is not at all intuitive at first go and really optimized for people that learn how to use it. This learning is an effort unlike the normal iOS interface that toddlers can get with no real training needed. I would say learning VoiceOver is like learning to ride a bike - not hard, but easier if you have someone guiding you or you practice on soft ground while learning and falling.
Tips on using VoiceOver
The touch interface is totally different in VoiceOver. First you have to tap once to select the number, then you double tap anywhere on the screen to select the spoken element.
If your password was 1228, you would:
Tips on disabling VoiceOver from iTunes
In iTunes you select summary and click Universal Access, then choose either Zoom or Neither rather than VoiceOver.
I had the exact same problem. After an hour of searching, the answer was so simple it made me laugh; tripple tap the home button.
Thank you for your interest in this question.
Because it has attracted low-quality answers, posting an answer now requires 10 reputation on this site.
Would you like to answer one of these unanswered questions instead?