Cost is cited as the number one reason why people delay dental care. Did you know that you can score a discount at the dentist, without even having insurance? It's something most people weren't aware of until now.
For self employed father of three Steve Less, the price of traditional dental insurance was tough to swallow. "The cost was excessive on a monthly basis and it just didn't…when you added it up, it just didn't make any sense."
According to the National Association of Dental Plans, 97% of dental insurance benefits are offered through employers. For the self-employed and unemployed that leaves few options. Now, a growing number of consumers are trying discount dental plans.
They operate similar to warehouse clubs. You pay a yearly membership, typically between $75 and $200.
That discount rate can range anywhere from 10% to 60%. Jenn Stoll is with DentalPlans.com, which lets you compare the cost of more than 30 different dental savings plans. "Dental savings plans allow people to save on typical procedures such as cleanings and x-rays, root canals, crowns, and even dental implants", says Stoll.
Many also offer discounts on cosmetic procedures and orthodontics. Savings vary considerably.
Call your dentist beforehand to confirm prices. Between oral exams and braces. About 65% of the dentists that are in active private practice participate in discount dental plans.