Students Earn Recognition St. Thomas Newsroom April 15, 2005 MBA student Julie Lovaas won the Commercial Finance Association’s national essay contest. As part of an applied managerial economics course, Lovaas wrote a paper on possible incentive conflicts that could arise between employees and shareholders in the Asset Based Lending (ABL) industry. She included recommendations to reduce or eliminate some of the incentive conflicts. Her paper served as the base of the essay that she submitted to the contest, which required writing about a topic that currently affects ABL. As winner, Lovaas traveled to the national CFA convention in November, where she was presented with an award and a $1,500 cash prize. Her essay waspublished as an article in the November-December issue of The Secured Lender magazine.Danielle Hanson ’04 presented a paper at the Academy of Legal Studies in Business conference in Ottawa, August 2004. Her paper, “Women’s Reproductive Rights in the Americas: Myth or Reality? A Comparative Analysis of Laws in the United States, Argentina and Mexico" was the result of a UST/Bush Foundation Collaborative Inquiry Grant with Associate Professor Susan Marsnik. It was one of seven student papers selected for presentation in the National Student Paper Competition.