The process of buying a home starts with determining your
buying power. A REALTORŪ can help you determine how much
home you can afford. Often a REALTORŪ can suggest ways to
accrue the down payment and explain alternative financing
methods, as well as refer you to lenders best qualified to
help you. In addition to knowing the local money market, a
REALTORŪ can tell you what personal and financial data to
take with you when you apply for a loan.