The ancients, in their wisdom, thought usury immoral. We, in utter folly, have built our civilization on it. The point has been reached that it is all but impossible to tread water unless one is underwater – or on government assistance. Why is this? A great part of the problem can be diagnosed as our quest for success and unbridled materialism, but not all of it. After all, a person needs somewhere to live(rent or mortgage), a job to work at(college debt), often a vehicle to drive(car loan), and food to eat(often paid with credit cards). Is it possible to go through life without debt and interest slavery?