Welcome to Online Banking!
Online Banking is a convenient way to check account balances, transfer funds, and perform other transactions on your smartphone or browser.
Please contact us to create an Online Banking account.
About Online Banking Security
Is Online Banking Safe?
Yes, Medina County Federal Credit Union Online Banking utilizes SSL 128-bit encryption for your protection.
What is SSL?
The Secure Sockets Layer (SSL) is a security protocol used by Web browsers and Web servers to help users protect their data during transfer. An SSL Certificate contains a public and private key pair as well as verified identification information. When a browser (or client) points to a secured domain, the server shares the public key with the client to establish an encryption method and a unique session key. The client confirms that it recognizes and trusts the issuer of the SSL Certificate. This process is known as the "SSL handshake" and it can begin a secure session that protects message privacy and message integrity.
What is 128-bit encryption and how does it protect my account?
Encryption is a mathematical process of coding and decoding information. Encryption ensures that information is scrambled in transit so that only the intended recipient can decode it. The number of bits (40-bit, 56-bit, 128-bit, 256-bit) tells you the size of the key. Like a longer password, a larger key has more possible combinations. In fact, 128-bit encryption is one trillion times stronger than 40-bit encryption. At current computing speeds, a hacker with the time, tools, and motivation to attack would require a trillion years to break into a session with 128-bit encryption.