In Southern California where sound structures rock 'n' roll -
Nestles San Andreas Fault (a giant lacking soul).
Slumbering and tossing 'bout - until jolted awake,
Underwriters - noting risk - omit a loss by quake.
Reaching deep in pockets of those ordered to prepare, although,
Against what proves unlikely- this they cover and declare.
Naturally, disaster toward a loss-secured abode,
Conveys to these - a profit presumed flushed down the commode;
Evoke to cancellation - Translates risk in written code.
Urgent care required in the wee hours of night,
Nocturnal pesky ailment that resists a daytime fight.
Deductible demanded as if premium taboo,
Even if the illness is as common as the flu.
Risk, again avoided through a policy inept,
Written cleverly by one ordained to be adept.
Restitution, gainfully, avoided once again,
Instead, the profit margin represented via pen.
The craft of such a writer - by exclusion or by mode,
Empties shallow pockets - if the ugly truth be told.
Rocking or a' hocking, their increase becomes twofold.
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