New York Consumer
This free program will help you write a letter to a debt collection agency that is trying to collect money from you. You cannot send this letter to an original creditor (for example, a bank that gave you a credit card), but only to a debt collection agency.
This free DIY Form will create a document that tells the court why you didn't respond to a consumer debt lawsuit. For example, you might not have gone to court because you never received notice of the case.
Resources for New York
Answers to FAQs about debt collection in NY.
Understand what debt collectors are and are not allowed to do. Note: NYC ONLY
Understand what a defense is and which ones apply in your case. Note: NYC ONLY
Learn when you should consider negotiating a settlement.
Debt collectors are not allowed to take certain kinds of income – learn about them here.
Understand why you cannot get money from your account and what you can do about it.
Learn what to do if you never received notice that you were being sued. Note: NYC ONLY
Learn what a credit report is, why it is important, and how to get a copy of yours.
Have Other Questions about Consumer Debt?
Visit LawHelpNY's Consumer Debt section to learn more.
CLARO Clinics & Legal Help
Time: Thursday 3:00-6:00PM
Location: Bronx Supreme Court; 851 Grand Concourse, Bronx, Room B128A, NY 10451
Time: Thursday 2:30-4:30PM and 6:00-8:00PM
Location: Kings County Civil Courthouse; 141 Livingston Street, Room 403, Brooklyn, NY 11201
Time: Thursday 6:00-8:00PM
Location: New York City Civil Courthouse; 111 Centre Street, Room 105, New York, NY 10013
Time: Friday 1:30-4:00PM
Location: Queens County Civil Courthouse; 89-17 Sutphin Blvd, Room 116, Queens, NY 11435
Time: Click to see dates and times.
Location: Richmond County Civil Courthouse; 927 Castledon Avenue, 2nd Floor, Staten Island, NY 10310
Time: Thursday 2:00-4:30PM
Location: Westchester County Courthouse; 111 Dr. Martin Luther King Jr. Blvd, Room 1803, White Plains, NY 10601
Time: Tuesday 5:00-7:00PM
Location: BFNC Hope Center; 2495 Main Street, Suite 260, Buffalo, NY 14214