Something very important which I haven't seen mentioned is why the OP is uncomfortable with carrying his gun with a round in the chamber. So, are you uncomfortable with this practice because you fear that the trigger will unintentionally get pulled or are you uncomfortable because you fear the gun will fire accidentally if dropped?
Smith, and Wesson, and Me. -H. Callahan
Well waddaya know, one buwwet weft! -E. Fudd
All bad precedents begin as justifiable measures. -J. Caesar