How you use your car most is a car's primary use. Auto insurance companies usually categorize primary use as:
- Driven to and from work
- Driven to and from school
When getting an auto insurance quote or buying a policy, primary use helps categorize car usage and drivers' needs. Insurance companies use it as a factor in the rate.
Here is some help with each type, but these definitions can be defined differently by each company guideline:
"Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.