Banking in Ashland
Banks and Credit Unions in Ashland
Bank of America
2305 Ashland Street
243 E Main Street
183 E Main Street
People's Bank of Commerce
1500 Siskiyou Blvd
US Bank (ATM on campus)
30 N 2nd Street
Rogue Federal Credit Union (ATM on campus)
415 Lithia Way
Sterling Savings Bank
512 Walker Street
Checking And Savings Accounts
A checking account is an account that allows you to access your money daily or monthly. You may pay bills or purchase items at a store from a checking account using a check or a debit card. Some checking accounts will earn interest. Also, some checking accounts require a minimum balance and/or a monthly fee.
A savings account is normally used to keep money for a longer time. This account usually earns you interest on your money. There is usually a minimum balance required for these accounts.
Your debit card (also known as an ATM card, or Automated Teller Machine card) is a plastic card used in a machine to access your money at any time of day. A debit card is usually free with a checking account. ATMs are located throughout the city of Ashland. There may be a charge to use ATMs that are not run by your specific bank. Money charged on your debit card is withdrawn automatically from your checking account, just like when you write a check.
Important Questions To Ask Before You Open An Account
- Do you require a minimum balance?
- Do you have overdraft fees?
- Do you have a monthly fee?
- What is the interest rate on checking and savings accounts?
- Does the checking account include a debit card?
- Where are your ATMs located? What are the fees for using ATMs?
- How do I open an account?