Findependence Day is a fictional personal finance story following the lives of a young debt-ridden couple's long journey to financial independence.
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Many statistics show that people are sorely lacking in financial education. It is the absence of knowledge on how to budget and save money that contributes to the high number of bankruptcies and the even higher number of people who are living paycheck to paycheck.
To make sure your kids don’t suffer this fate, it is a good idea to teach them good money habits from a very young age. This means teaching them, perhaps, the most fundamental lesson of all – how to save.
With pay as you go, you don’t sign contracts. You pay for service up front, and then once that service is used up, you make another payment. At our house, we have two prepaid cell phone plans.
Have you ever thought about moving short term savings to Lending Club versus a savings account or CD? Looking at average returns may have you considering it.
We currently have a 12 month emergency fund, but have considered investing a portion of that money. Would you consider investing some of your emergency fund?
Cable and satellite TV bills continue to rise. It's time to cut the cord, and find free or cheap video content options. Here's how we do it.