In October, we announced a new EUR 100 million unsecured credit agreement. The credit agreement made with OP Corporate Bank further strengthens the company's good liquidity position. In December, we signed a new EUR 50 million unsecured credit agreement with Danske Bank. The credit agreement is linked to Kojamo's sustainability targets and the loan was used to refinance a loan of the same size from Danske, maturing in spring 2023. Future events Kojamo's silent period starts on Monday, 16 January 2023. The Financial Statements Release 1 January – 31 December 2022, the Financial Statements and the Report of the Board of Directors, Corporate Governance Statement and Remuneration Statement will be published on 15 February 2023. You can find information about future events and roadshows in Kojamo's investor calendar.