Steps to apply for a personal loan online within a few minutes Choose the IndusInd Bank Instant Personal Loan to secure a competitive interest rate and lower the cost of borrowing. With lower interest costs, you can repay the loan faster or allocate the savings to other crucial financial goals. Also, the 100% digital application process means you can apply and receive approval for your personal loan instantly, without the hassle of paperwork or bank visits. Look at the steps to apply for this loan: ●Visit the IndusInd Bank website or download the IndusMobile app ●Find and click on the personal loan apply option ●Enter your PAN and Aadhaar-linked mobile number. After that, an OTP will be sent to your mobile to confirm your identity. ●Post verification, you will be directed to complete an application form.