Jessica Tassan: Hi guys. Thank you for the question. I was hoping to just understand as you all engage payers around coverage for BetterHelp, how is the competitive landscape developing? Are payers content to have maybe one virtual behavioral health partner? Do they want as broad a network as possible? Are they aggressively negotiating fee for service rates, and just any nuances you'd call out between commercial and Medicare Advantage? And then just I'm curious about the SG&A burden on Teladoc in a in a payer sponsored arrangement. Just because I would imagine Teladoc needs to spend, to some extent to generate utilization and fee-for-service rates. So just, how should we think about the SG&A burden on you all as you migrate this to a payer-paid model. Thanks.