Under the new scheme, employees have the flexibility to contribute as little as Dh100 on a monthly basis and earn a profit on the amount saved, which can be availed in addition to the earned gratuity provided by their organisation. The scheme aims to support organizations with their employee retention efforts as well as help them plan ahead for the end-of-service financials. Through National Bonds' easy-to-use mobile application, employees will have visibility to their pension portfolio and can view their savings grow in real time. Moreover, they will be part of the National Bonds' rich rewards program of Dh35 million and are eligible for Life takaful cover provided by local Takaful Operators. Speaking on the Golden Pension Plan, National Bonds Group CEO, Mohammed Qasim Al Ali, said retirement planning is vitally crucial to ensure the stability and financial independence of individuals. "The UAE now has a population of around 9 million people.