Moody's upgrades VIB's rating to B1 Moody's Investors Service has upgraded the baseline credit assessment (BCA) of Vietnam International Bank (VIB) to B1 and Counterparty Risk Assessment (CRA) to Ba3. The upgrade to VIB's BCA and other banks' was driven by the higher macro profile of Viet Nam, progress in writing off legacy problem assets and profitability of banks, according to a report from Moody's. In his speech at a recent conference hosted by Moody's in HCM City, VIB Deputy CEO Ho Van Long said VIB and other healthy banks had taken four measures, including raising capital from increasing profits, raising Tier 1 capital from domestic and foreign funding and Tier 2 capital, beside optimising risk-weighted assets in order to raise capital and CAR.