Eligible individuals can avail of loans of up to Rs. 55 lakh, with instant approval and disbursal within 24 hours*, making it one of the most efficient financing solutions available. Top Reasons to Choose Bajaj Finserv Personal Loan Bajaj Finserv offers three different personal loan types, allowing applicants to pick the format that best fits their financial habits: Simple Eligibility Criteria Bajaj Finserv Personal Loan is available to a broad customer base with the following basic eligibility: A Trusted Lending Partner As one of India's leading non-banking financial companies, Bajaj Finserv has built a reputation for responsible lending and customer-first service. From the streamlined application to transparent charges, every aspect of the loan process is designed to ensure customer satisfaction and ease.