Garland joins Fiserv after serving as a consultant to the company in the creation and development of the Home Retention program. A seasoned mortgage industry professional, Garland has held multiple senior leadership positions and brings more than 25 years of industry experience to Fiserv. He assisted Fiserv in developing the Home Retention program, an end-to-end solution for lenders to deal with borrowers in default or on the brink of default. Fiserv can provide the analytics to identify those loans and provide all the back office fulfillment support to customize repayment solutions.