As we have noted repeatedly, the 2020 redomestication transaction would create shareholder value if you return the excess capital to shareholders. Barring a return of capital, the reduction in expenses is expected to be offset by higher taxes. As a result, the only beneficiaries thus far are yourself and your entity, Fox Paine, not all shareholders. Similarly, it is unclear whether the 2018 reorganization, in which GBLI paid a $12.5 million transaction fee to Fox Paine, created any shareholder value, particularly since much of that appears to have been unwound as part of the 2020 redomestication.