We will consistently offer tailored financial solutions that directly address the needs and goals of those we serve to help them build a more prosperous future," Metrobank president Fabian Dee said. In a disclosure sent to the Philippine Stock Exchange, the Ty-led bank's earnings translated to a 13.7 percent return on equity, higher than the 13.1 percent recorded in the same quarter last year. Metrobank's net interest income increased by 15.4 percent to P28.7 billion in the first quarter from P24.9 billion, lifted by higher interest earning assets and a one-basis-point hike in net interest margin to four percent. The listed bank's loan book grew by 12.1 percent year-on-year, driven by the 11.2-percent rise in commercial loans and 15.3-percent expansion in consumer loans.