SunTrust's ratio of expenses to revenues also ratcheted up, quarter over quarter, from 59.24% to $59.5%. Meanwhile, Synovus Financial Corp., Columbus, Ga., reported a 17.9% jump in first-quarter net income, to $24.1 million, or 32 cents per share. The bank credited 22% growth in net interest income, driven by a 50-basis-point jump in the net interest margin, and a 12.6% reduction in the loan-loss provision. New Orleans-based Hibernia Corp. also saw earnings improve, 14%, to $26.4 million. The bank benefited from lower-than-normal taxes and a $2.4 million gain on the sale of three banking offices. +++ SUNTRUST BANKS INC.