Assessment and Approval: The pledged gold is evaluated for purity and weight, following which the loan amount is sanctioned based on the prevailing gold rate and the loan-to-value (LTV) ratio. Disbursement: Upon approval, the loan amount is disbursed promptly into the borrower's account. A gold loan is one of the easiest and most efficient ways to raise funds quickly while retaining ownership of the gold jewellery. Take advantage of the Bajaj Finance Loan Fest to avail a gold loan at attractive interest rates and unlock the financial value of gold jewellery. Apply now! T&C Apply About Bajaj Finance Limited Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC).