The bank's asset management arm has done quite to help maintain its top-line figures over recent quarters, and we expect it to do so yet again in Q1 2015. Moreover, we expect the banking giant to report record fees from its investment banking services this time around – making the period one of the most profitable one for Wells Fargo in its history. We maintain a $57 price estimate for Wells Fargo's stock, which is about 5% ahead of its current market price. See our complete analysis of Wells Fargo here Net Interest Margins Unlikely To Improve Until Late 2015 As we have pointed out on numerous occasions in the past, Wells Fargo's biggest concern is its rapidly shrinking net interest margin figure. While the current prolonged low-interest rate environment has impacted interest incomes for the banking industry as a whole, the impact on Wells Fargo is aggravated due to its reliance on the traditional loans-and-deposits banking model.