Freddie Mac STACR REMIC 2020-HQA3 (STACR 2020-HQA3) is the third transaction of 2020 in the HQA series issued by the Federal Home Loan Mortgage Corporation (Freddie Mac) to share the credit risk on a reference pool of mortgages with the capital markets. The transaction is structured as a real estate mortgage investment conduit (REMIC). The notes in STACR 2020-HQA3 receive principal payments as the loans in the reference pool amortize or prepay. Principal payments to the notes are paid from assets in the trust account established from proceeds of the notes issuance. Interest payments to the notes are paid from a combination of investment income from trust assets, an asset of the trust known as the interest-only (IO) Q-REMIC interest, and Freddie Mac.