Utterback joined Morningstar in 2005 as an equity analyst in the healthcare industry, and initially she primarily covered medical technology companies, including orthopedic device, medical equipment, and cardiac device firms. In 2010, she joined Morningstar's credit research team, initiating coverage of the entire healthcare industry and generally helping the organization expand and maintain its credit coverage across many industries. She held that senior credit analyst role until April 2019, when she returned to the equity team to cover medical technology and service companies. Utterback holds a bachelor's degree in finance from the University of Illinois Urbana-Champaign's Gies College of Business. She also holds the Chartered Financial Analyst® designation. * Morningstar Research Services LLC ("Morningstar") is a wholly owned subsidiary of Morningstar, Inc