Allstate responded by filing for summary judgment, arguing that Griffin was not entitled to additional living expenses because she did not have an insurable interest in the property at the time of the fire. They also argued that her contents coverage claim should be dismissed due to judicial estoppel, citing inconsistencies between her bankruptcy filings and her insurance claim, which they contended constituted material misrepresentations. The trial court granted Allstate's motion for summary judgment, finding that Griffin lacked an insurable interest in the property and that judicial estoppel applied to her contents claim. Griffin appealed this decision, raising several issues for review. The appellate court's analysis centered on the concept of insurable interest, which is fundamental to the validity of an insurance contract.