Hey Jared, this is Bryan. I'll piggyback on BJ's comments. We feel very, very good about our ability to hit $200 million. And we think if anything, there is very little of any downside to it and we think there's potential upside as BJ said. We consistently look for opportunities to drive efficiency and I think the nature of the business is such that we've continually got to look for opportunities to reduce cost and changing our non-value added areas and put that into areas that require future investment in technology and infrastructure. So we continue to use our all of our levers around expense control to make sure we position the business for the long-term.