State Bank of India (SBI), Bank of Baroda, Federal Bank, Punjab National Bank, Axis Bank and Bank of India were up 1-2%, while IndusInd Bank, Yes Bank, Canara Bank, Kotak Mahindra Bank and ICICI Bank up 1% each. The Reserve Bank of India (RBI) tightened the screws on bank customers who default on loans despite having the ability to repay their debts, creating a new category of borrowers classified as "non-cooperative" and asking banks to set aside higher provisions for incremental lending to such companies and their founders. "Banks/financial institutions will be required to make higher provisioning as applicable to substandard assets in respect of new loans sanctioned to such borrowers as also new loans sanctioned to any other company that has on its board any of the wholetime directors/promoters of a non-cooperative borrowing company," said the RBI, the banking regulator, on Monday.