"CASA (current account savings account) deposits grew by 12 percent with savings account deposits at Rs 535,206 crore and current account deposits at Rs 227,745 crore," the bank said. Provisions and contingencies for the quarter came down to Rs 2,806.4 crore as against Rs 2,994 crore year-on-year and Rs 3,240 crore quarter-to-quarter. The total credit cost ratio stood at 0.74 per cent, as compared to 0.94 per cent in Q3 of FY22. Operating expenses for the quarter stood at 12.463.6 crore, an increase of 26.5 per cent from 9,851.1 crores during the corresponding quarter of the previous year. HDFC bank said that its distribution network grew to 7,183 branches and 19,007 ATMs / Cash Deposit & Withdrawal Machines (CDMs) across 3,552 cities and towns. The Board of Directors of HDFC Bank Limited approved the Bank's results for the quarter and nine months that ended December 31, 2022, at its meeting held in Mumbai on January 14.