Additionally, in February 2007, the Company refinanced DHI ' s outstanding bank credit facility, retiring the outstanding balance owed to Bank of Texas, N.A. The new credit facility, provided by Amegy National Bank, consists of a $2,000,000 revolving credit facility and a $2,200,000 term loan. As a result of these transactions, the Company ' s working capital position improved by approximately $3.7 million.