ConnectOne Bancorp (CNOB) reported Q4 2024 net income of $18.9 million, up from $15.7 million in Q3 2024 and $17.8 million in Q4 2023. Diluted EPS reached $0.49, compared to $0.41 in Q3 2024 and $0.46 in Q4 2023. The bank showed strong performance with a 2.0% quarterly loan portfolio growth and 3.2% core deposits growth. The net interest margin improved by nearly 20 basis points, benefiting from reduced deposit costs. The company maintained stable credit quality and increased tangible book value. Full-year 2024 net income was $67.8 million ($1.76 per share), down from $81.0 million ($2.07 per share) in 2023. The Board declared a quarterly cash dividend of $0.18 per common share and $0.328125 per preferred share depositary share. The company's planned merger with The First of Long Island is progressing as expected, with closing anticipated in Q2 2025.