That's a trend Fair Isaac Corp., the company behind the popular FICO credit score, wants to help mitigate with the launch of their new FICO Resilience Index on Monday. Similar to a credit score, FICO's new index looks at credit bureau information such as how much credit consumers are using, payment history, number of accounts open, the length of your credit history and the amount you currently owe. But while a credit score is designed to predict a borrower's credit risk without regard to the current economic environment, the FICO Resilience Index uses those same factors to examine a borrower's ability to financially weather periods of economic disruption or volatility.