Ping An Puhui, a controlled subsidiary of Lufax Holding, rolled out an innovative AI-powered loan solution named Xingyun to transform and improve the credit service experience of SMEs. Since December 2021, Xingyun has helped more than 160,000 of such business owners to access loan services. In wealth management, Lufax Holding cooperates with financial product providers and builds a technology-powered smart business framework, using AI to match customers with products and providing middle-class and affluent investors with diverse, customized offerings.