XactAI is built on secure, cloud-native infrastructure leveraging the most reliable models and training methods, enterprise-grade security protocols and industry-specific safeguards. The data—including images, documents, and receipts—is encrypted, processed within environments that are managed according to Verisk's rigorous standards for privacy, compliance, security, and human oversight, detailed in Verisk's Ethical AI principles & commitment. The product also benefits from Verisk's deep regulatory expertise and is built with compliance in mind: supporting audit trails, documentation standards and insurer obligations.