UBS is coming off an excellent third quarter that was fueled by its acquisition of Credit Suisse earlier this year. Credit Suisse was among the banks that essentially collapsed during the banking crisis earlier this year, beset by years of mismanagement, scandals, and bad investments, among other factors. During the crisis that struck several regional U.S. banks, Credit Suisse also faced a liquidity crisis and had to borrow $54 billion from the Swiss National bank after its primary investor, the Saudi National Bank, said it would no longer support it.