The latest payout comes after Wells had already been dinged with $185 million in fines and penalties for the 2 million or so deposit and card accounts Wells Fargo employees set up for customers without their permission. The bank has also made some changes to prevent future incidents of this kind — its sales incentive structure has been modified so that creating fake accounts is no longer the best way to get ahead and fired (or demoted) the five main players who had served as senior managers in the consumer business. John Stumpf, the CEO of Wells Fargo at the time the scandal broke, also resigned.