ConnectOne Bancorp, Inc. ( NASDAQ: CNOB ) Q3 2019 Results Earnings Conference Call October 24, 2019 10:00 AM ET Company Participants Siya Vansia - Former VP, Marketing Frank Sorrentino - Chairman and Chief Executive Officer Bill Burns - Chief Financial Officer Conference Call Participants Collyn Gilbert - KBW Operator Greetings and welcome to the ConnectOne Bancorp's Third-Quarter 2019 Earnings Call. [Operator instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce your host, Siya Vansia. Thank you. You may begin. Siya Vansia [AUDIO GAP] To review ConnectOne's results for the third-quarter 2019 and to update you on recent developments.