For deposits placed through agency relationships (including brokered CDs, broker-dealer sweep programs, neobank arrangements, bank networks, HSA arrangements, and any number of other arrangements in the market), the Final Rule does not require disclosure of each specific condition required to ensure that FDIC insurance passes through the agent; "simply referencing that conditions must be satisfied is sufficient." Some extant disclosure documents in the market may currently satisfy this requirement, though many customer disclosures will need additional language.