Data is an integral pillar of digital transformation and entails defining the right data strategy, platforms, tools and processes to incorporate insights with the enterprise value chain to create value for internal and external stakeholders. AI and automation will augment capabilities to uncover new trends, patterns and opportunities and drive business resilience and growth. For example, the country's leading private sector bank, HDFC Bank, is modernizing its enterprise data landscape to derive new business insights, leveraging low code, no code tools to modernize legacy applications and enabling secure hybrid work for its employees as part of its investment in running the bank as well as in building a future-ready bank with the goal of offering the best experience to its customers.