Ellie Mae, Actualize Consulting and eLynx have received MISMO certification for their Encompass, TRIDenTool and Expedite software products, respectively. Specifically, Encompass, TRIDenTool and Expedite have been awarded what is known as a Standard Level Certification for the Consumer Financial Protection Bureau's Know Before You Owe rule TILA/RESPA Integrated Disclosures. "We congratulate Ellie Mae, Actualize Consulting and eLynx for obtaining a certificate for Encompass, TRIDenTool and Expedite through MISMO's software compliance certification program," said MISMO President Mike Fratantoni. "The Know Before You Owe rule creates real challenges for the industry and we are proud to be able to certify Encompass, TRIDenTool and Expedite for appropriate use of the MISMO standards for TRID."