1) My current portfolio is all on SGX comprising of 1800 DBS stocks (average price per stock $26.6), 1800 OCBC stocks (average price per stock$9.16) and 1000 Keppel stocks (average price per stock $8.07). The banks were chosen because of good dividends, especially DBS while Keppel was chosen due to its diversity in different industries and of course (much lol), in hopes that the Oil and Gas Industry would gradually improve. The stocks prices have in this year dropped quite a bit. Coupled with the belief that the next crisis will come in the next 1 to 2 years (given the long bull market we already enjoy since 2018), would my current portfolio be deemed too risky as it is 100% equity based in Singapore? How should i be diversifying such a portfolio? ie, to sell these holdings at a loss and move on to bonds/ equities in other geographic regions?