Passive investing in an index fund is a good way to ensure your own returns roughly match the overall market. When you buy individual stocks, you can make higher profits, but you also face the risk of under-performance. Unfortunately the RBB Bancorp ( NASDAQ:RBB ) share price slid 24% over twelve months. That falls noticeably short of the market decline of around 9.4%. Longer term shareholders haven't suffered as badly, since the stock is down a comparatively less painful 0.5% in three years. Furthermore, it's down 10% in about a quarter. That's not much fun for holders. This could be related to the recent financial results - you can catch up on the most recent data by reading our company report.