Wells Fargo ( WFC - Free Report ) is struggling to satisfy one of the regulators — Joseph Otting — on the reimbursements to clients who were wronged in auto insurance and mortgage lending business scandals. At a hearing, Otting, chief of the Office of the Comptroller of the Currency ("OCC") told senators, "We are not comfortable where we are with them." In September 2018, the Consumer Financial Protection Bureau and OCC rejected the plan Wells Fargo had submitted related to the massive $1 billion fine imposed on it for the auto lending and mortgage fraud.