"ICB is expanding. The company is now targeting emerging Asian economies and we've seen potential in Bangladesh where 85 percent of the 150-million people are Muslim," Hadenan told The Daily Star in an interview yesterday at Oriental Bank's headquarters at Karwan Bazar in Dhaka. He said: "We're committed to provide a wide variety of innovative Islamic products and services to fulfil the financial needs of the locals". Other potential areas of business the ICB Group has identified are agriculture, services sector and remittance. "We will pump more into the bank to improve its efficiency and strengthen product base," said Hadenan, who is also the chairman of Takaful Malaysia, an insurance company. ICB Group has already deposited the purchase sum with the Bangladesh Bank. "There will be zero tolerance with inefficiency in the management. Staff of the bank will be given time and training to improve their efficiency," he said. "No employees will lose job initially as they will be monitored for one year."