Karim Riad, CFO of Valu, commented, " This issuance marks a pivotal milestone in our ongoing strategy to diversify our funding base and strengthen our capital structure. Launching the first transaction under our newly approved EGP 10 billion program reflects our confidence in the market and our commitment to scaling responsibly. Coming on the heels of our successful listing on the Egyptian Exchange, this transaction further demonstrates our ability to access diverse capital markets and reinforces our position as a leading force in Egypt's fintech ecosystem ." Maie Hamdy, Managing Director – Debt Capital Markets at EFG Hermes, added, " We are delighted to support Valu in this landmark issuance, w hich comes on the back of their successful listing on the Egyptian Exchange, a clear signal of investor confidence in the company's vision and performance.