GAUGING THE COMPETITION The new as-yet unnamed company is looking to complementary yet distinct business models to drive growth. According to an investor presentation the company sees opportunities to draw on SunTrust's middle market corporate and investment banking business to generate additional revenue and BB&T's community banking model to build scale. SunTrust has been more active in the realm of sponsor finance—lending to private equity backed businesses. BB&T has focused more on the corporate side of commercial lending via the pro-rata market, which includes loans made to banks and revolving credits. The combined entity will also be the number one regional bank-owned investment bank, the presentation said. Still, other bankers said the relatively light BB&T presence may minimize the threat the combined bank poses for other syndicated lenders. "BB&T wasn't really a competitor in the syndicated loan market, so we're not necessarily seeing this as a change," a banking source said.