The government recently shifted IDBI Bank's MD and CEO Kishor Kharat to Indian Bank. M K Jain, MD and CEO of Indian Bank, was in turn moved to IDBI Bank. Kolkata-based UCO Bank's bottomline too is expected to remain under stress during the fourth quarter ending March 31. Its gross NPA during the third quarter surged by 49 per cent to Rs 2,181.26 crore and the loss was Rs 437 crore. IOB was also put under 'prompt corrective action' in 2015 when its gross NPA touched 10 per cent. The RBI has specified certain regulatory trigger points as part of the prompt corrective action (PCA) framework. They include three parameters -- capital to risk weighted assets ratio (CRAR), net NPA and Return on Assets (RoA), for initiation of certain structured and discretionary steps.