Take travel insurance as an example. As at end-June, young adults aged 20-35 accounted for 47% of all policyholders of ZhongAn. Jeffrey Chen said on the Corporate Day, "ZhongAn is dedicated to life and risk management since its inception five years ago. Bearing this awe in our hearts, we hope to support and encourage the new generation to unleash their imagination and push beyond their own limits, moving ahead with fearless spirit." Third upgrade of technology strategy in five years led to the introduction of Graphene Moving ahead with its fearless spirit, ZhongAn has offered small amount, high-frequency and fragmented insurance products to consumers since its inception, a breakthrough from traditional low-frequency insurance with high premium. This business model calls for ultra-high requirements for core IT systems.