Thousands of bank customers across England, Scotland and Wales will lose access to their local branch after Lloyds Banking Group announced the closure of 56 locations. Between April and October 2020, 31 Lloyds Bank branches will be closed alongside 10 Halifax and 15 Bank of Scotland outlets. Lloyds said the closures were because its customers were increasingly using digital services such as online and mobile banking, rather than venturing to local high streets. Several major cities will suffer branch closures. This includes Bristol, which will see two Lloyds Bank outlets close, and Edinbrugh, where four Bank of Scotland branches will cease trading. In other cases smaller towns will lose their local branch, such as the Scottish town of Kinross, Calne in Wiltshire and Hayle in Cornwall. Lloyds said 90pc of its customers would have a branch within five miles of their home after the closures, and that it still would offer the country's largest network.