All receivables were originated and are serviced by zipMoney Payments Pty Ltd (Zip, unrated, a wholly owned subsidiary of Zip Co Limited).Zip is an Australian non-bank fintech that was founded in 2013 as a buy-now-pay-later retail credit platform. Zip provides customers with a revolving line of credit to finance their retail purchase at a large variety of merchant partners.Series 2021-1 is the fourth issuance out of the Zip Master Trust. As is usual in master trust structures, Zip may designate additional accounts for assignment to the master trust. Series 2021-1 has an expected maturity date in April 2024. Principal collections will be retained and used to purchase substitution receivables for at least the first 24 months, and potentially up to 36 months, provided a "controlled accumulation period" or "rapid amortization" has not started.