State Bank of India, the country's largest lender, is planning to establish nearly 10 lakh YONO Cash Points in the country over 18 months, said its Chairman Rajnish Kumar on Wednesday. The platform is secure and will eliminate the requirement of using debit cards, Kumar said. "A customer can make bill payments and can do digital transactions by using the YONO cash feature. We are considering establishing close to 10 lakh YONO Cash Points in 18 months. Nearly 70,000 Cash Points have already been established," he said at a press conference here. The bank has no plans to discontinue debit cards but increased use of the digital platform will itself reduce the requirement of the debit cards, he said. YONO is a digital banking platform of State Bank of India ( SBI ) and customers can use it on their smartphones to withdraw cash, make transactions and payments. He added that the bank's new offer about repo rate-linked home loan is getting good response from customers.