SoFi Technologies (NASDAQ: SOFI) is a San Francisco-based fintech company that operates as an online personal finance company and online bank, offering a suite of financial products and services through its mobile apps and desktop interfaces. The portfolio ranges from student and auto loan refinancing to mortgages, personal loans, credit cards, investing, and banking solutions. In the face of recent banking crises and a government-imposed moratorium on student loan repayments, SoFi's stock has demonstrated resilience, exhibiting an impressive 112% increase in share price year to date. SoFi has not only managed to weather the storm but has also embarked on an ambitious expansion strategy spanning its entire business.