On Friday Hometown Community Bank of Braselton, Georgia, was closed and opened yesterday as CertusBank, National Association, of Easley, South Carolina. Here's some great press for National MI. Freddie Mac announced, "We are revising the eligibility requirements for our Freddie Mac Relief Refinance Mortgages offering to base the expiration date of the offering on 'Application Received Date' instead of the note date of the mortgage. This change is made possible with the implementation of the Uniform Loan Delivery Dataset (ULDD) and the collection of 'Application Received Date' as a data point. We are also announcing a September 30, 2014, deadline for delivering Relief Refinance Mortgages. As a result of this change, Relief Refinance Mortgages - Same Servicer and Relief Refinance Mortgages - Open Access, must have Application Received Dates on or before December 31, 2013. All Relief Refinance Mortgages must be delivered to Freddie Mac on or before September 30, 2014.