Banking Business registered robust growth and emerged as a key driver for retail business in the first 9month of FY22. Total Retail Deposits grew by 22.3 per cent to ₹7,09,085 crore from Rs.5,80,006 crore in the preceding year while Retail Advances rose by 18.6% to ₹ 502420 crore from ₹ 423783 crore. The Personal Loan Business surged to nearly 56963 crore on the back of strong product offering and market share gain. ICICI Bank is gaining market share in the Auto Loans saw a growth of 5.5% in Q3FY22.In credit card segment bank saw a robust growth of 32% in Q3FY22, ICICI also gaining market share because of embargo on HDFC Bank and because of their partnership with Amazon. ICICI Bank issued total 12.4 million cards, and cards spend has increased almost 2.2x YoY in Q3FY22.Credit card spend market share has improved form 20.1% to 20.8% in third quarter of FY22.