Despite its advances, PayPal still lost to Apple Pay the lead in the in-person mobile payments space. In November 2019, Apple said its Apple Pay transactions topped 3 billion in its fiscal Q3, surpassing PayPal. Overall, however, Paypal is still ahead of Apple Pay in the digital payments space, but analysts have warned that Apple Pay is one of the "long-term competitive threats" to PayPal's business. PayPal, in other words, has to find a stronger foothold at the register.