Fintech company Affirm Holdings Inc., which lets users split their purchases into more manageable installment plans, recently submitted an application to conduct an initial public offering (IPO). Affirm's management confirmed that the Fintech firm intends to list its shares on the Nasdaq. Affirm stated that it plans to streamline or modernize the payments sector by providing options to pay over a period of time without being charged interest (for eligible consumers while providing "simple-interest" loans for other customers).