"We like the company's ambitious but focused strategy of (a) integrating its own consumer- and merchant focused digital bank ( Pag Bank) into its payment processing service and (b) moving "upstream" by signing larger merchants as clients." Credit Suisse upgrades RingCentral to outperform from neutral Credit Suisse upgraded the software company after its earnings report Wednesday. " RNG reported another strong data-point that the company is structurally improving its profitability profile." KeyBanc upgrades Albemarle and Livent to overweight from sector weight Key said in its upgrade of Livent that it sees lithium demand improving.