The public can fill in a questionnaire about ICBC at engage.gov.bc.ca/ratefairness ; it's available until April 5 at 4 p.m. Changes to insurance premiums are just one way the province is trying to dig ICBC out of a $1-billion hole. In January, Eby described the situation at ICBC as a "financial dumpster fire" after the Crown corporation posted a net loss of $935 million in the first nine months of its fiscal year and a projected a $1.3-billion loss by the end of the fiscal year. He warned that drivers could face premium increases of about $400 or more if no action was taken. Last month, Eby announced that ICBC will put a $5,500 cap on pain and suffering payouts for people who suffer minor injuries in a crash. In an effort to reduce legal costs, disputes about what constitutes a minor injury will be moved out of the court system and directed to an independent dispute resolution process. The changes take effect in April 2019.