Affs., 118th Cong., at 01:05:00 (2024). [xx] Cease and Desist Order Issued Upon Consent Pursuant to the Federal Deposit Insurance Act, as amended, In re Evolve Bancorp, Docket Nos. 24-012-B-HC, 24-012-B-SM (Fed. Rsrv. Sys. June 7, 2024). [xxi] Supra note 19 (statements of The Honorable Jerome H. Powell, Chair, Bd. of Governors of the Fed. Rsrv. Sys. and Sen. Sherrod Brown, Chairman, S. Comm. on Banking, Hous. & Urb. Affs.) ("We also as you may know […] did an enforcement action [. .. ] and we hit them with an enforcement action around these very risk management issues—again before the [. .. ] current situation developed."). [xxii] Cease and Desist Order Issued Upon Consent Pursuant to the Federal Deposit Insurance Act, as amended, In re Evolve Bancorp, Docket Nos. 24-012-B-HC, 24-012-B-SM (Fed. Rsrv. Sys. June 7, 2024). [xxiii] A trustee appointed in a chapter 11 bankruptcy case manages the affairs of the debtor and makes all decisions about property of the estate.