The COF token mechanism ensures that the token is always associated with the latest card information. This eliminates the need for the customer to update their card information, facilitating a smooth payment process and improving the transaction authorization rates. Tac Watanabe, Executive Officer and Head of Brand Infrastructure Headquarters at JCB, said: "E-commerce transactions are growing rapidly, and alongside this growth, fraudulent transactions due to card information breaches are also increasing. In response to this trend, it is important to reduce the risk associated with data breaches through COF tokenization and improve our customers' payment experience by keeping card information up to date. We are pleased to take the first step in this area through our collaboration with Adyen, a pioneer in the COF solution. Moving forward, we plan to actively implement COF tokens globally."