In addition to its focus on affordability, the Encompass update introduces features designed to enhance operational efficiency and reduce mortgage origination costs. The integration of advanced technologies streamlines the mortgage process, from application through to underwriting. This includes automated processes for document management and data integrity, which significantly lower the time and costs associated with mortgage origination. The updates build on the earlier April release, which integrated Intercontinental Exchange Data & Document Automation and Intercontinental Exchange Mortgage Analyzers into the Encompass Underwriting Center, further simplifying and automating key aspects of the underwriting process.