Then, in a decision dated January 10, 2012, in CompuCredit Corp. v. Greenwood (No. 10-948), 565 U.S. , 132 S. Ct. 665 (2012), the Supreme Court extended a line of cases favoring the referral of disputes to arbitration and confirmed an organization's ability to require arbitration, even where a governing statute specifically describes "actions" in "court." The Court held that where a federal statute (in this case the Credit Repair Organizations Act ("CROA")) does not show a specific "contrary congressional command" as to whether a claim can proceed in arbitration, the Federal Arbitration Act ("FAA") "requires the arbitration agreement to be enforced according to its terms." Thus, a clause in a credit card application to resolve any dispute arising from the applicant's account by binding arbitration was held to be enforceable.