While premature withdrawals are possible, they often incur penalties, reducing the overall returns. How Shriram Unnati Fixed Deposit Is Breaking Ground in the Investment Sector Shriram Unnati Fixed Deposit, one of the primary offerings by Shriram Finance, has revolutionised the way investors perceive FDs. Here are some of its key features and benefits: One of the Highest Interest Rates: Customers can enjoy high interest rates on their FD with Shriram Finance, up to 9.40%* p.a. (including 0.50% p.a. for senior citizens and 0.10% p.a. for women depositors). High Credit Ratings: FD from Shriram Finance is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research, making it a dependable choice for investment.