It is represented in all states and territories with almost 900 outlets, including more than 190 company-owned branches, approximately 295 locally owned community bank branches, 240 Elders ( ASX: ELD ) branches and other agencies. Bank of Queensland ( ASX: BOQ ), the other remaining regional bank, has less than half the number of outlets, 198 branches, of which 115 are in Queensland, 71 corporate branches and 8 transaction centres. Bendigo and Adelaide Bank funds management business is vested in Sandhurst Trustees and the company's margin lending business in leveraged equities. Sandhurst Trustees provides wealth management products and services, including managed funds, common funds, cash management accounts, superannuation and wills and estate management. Sandhurst Trustees products are distributed to customers by third party financial advisers, with selected products available to customers through Bendigo and Adelaide Bank's retail arm. Leveraged equities operates margin lending firms.