Central Pacific Financial Corp ( CPF ) Located in Hawaii, Central Pacific has been able to consistently improve key performance indicators including net interest income, net interest margin, return on equity and efficiency ratio. Hawaii saw a banner year with visitor expenditures of $18 billion, up 6.8% over 2017. Zimmer Biomet Holdings ( ZBH ) Zimmer Biomet specializes in knee and hip replacements while also providing a variety of other joint replacements. With the obesity rate in the United States over 30% and the number of Americans over 65 nearing 50 million, the demand for joint replacements will continue to grow. Zimmer Biomet is trading at a discount with a forward price-to-earnings ratio of under 15x. They had over $1.3 billion in free cash flow in 2018. Microsoft Corp. ( MSFT ) Satya Nadella has led Microsoft to another record quarter by focusing on Microsoft's proprietary digital capabilities.