We have spoken about the last few years as to how they were succeeding. Initially there were risks. But now when a team pulls together, they are seeing the fruits of what they've done. You can see they are really working together well. I think the momentum is behind them and they are reaping the benefits of the separation. I must say when I listened to that interview, I didn't realise how powerful it's been; how by being released of that burden, they can now focus on client service. And then your interview with Capitec.