The company is known for its balance sheet strength, strong operating performance, neutral business profile and appropriate enterprise risk management. Amerisafe also flaunts a competitive edge in specialized underwriting expertise as is evident by its combined ratios, which are at more favorable levels than peers. The company's combined ratio has remained below 100% since 2006, except in 2011, which indicates underwriting profitability. Its focus on loss control and safety programs as well as active claims management has generated strong underwriting results. The company also boasts an efficient operating platform.