Meanwhile, the case against Navient, brought in January by the CFPB and state attorneys general in Illinois and Washington, is still being fought. The lawsuit alleges that even though a majority of federal student loan borrowers qualify for an income-based repayment plan, Navient provided inaccurate or inadequate information about the option. The CFPB has accused Navient of making it harder for borrowers to pay according to what they could afford, an illegal practice.