In addition to its implications for CFPB rulemaking, the D.C. Circuit's decision in PHH Corporation v. CFPB has significant implications for the CFPB's authority to enforce federal consumer financial protection laws as well as the Consumer Financial Protection Act (CFPA) prohibition of unfair, deceptive, or abusive acts or practices (UDAAP). In its decision, the D.C. Circuit ruled not only that the CFPB's single-director-removable-only-for-cause structure is unconstitutional but also ruled that RESPA's three-year statute of limitations (SOL) applies to CFPB administrative enforcement actions. According to the court, when using it authority under Section 5563 of the CFPA to conduct hearings and adjudication proceedings to enforce a federal consumer financial protection law as to which it has enforcement authority, the CFPB is subject to any limits in such law, such as a SOL.