A unique feature of the NCCC's approach is that two-thirds of these models incorporate the UNIQA Group's own historical claims data and thus offer a tailored risk perspective that differs from the non-specific assessments of general market mod- els. The insights gained from these stochastic natural disaster models are fundamental to the Group's comprehensive nat­ ural disaster risk management strategy. The NCCC also plays a crucial role in the assessment of the Group's underwriting and reinsurance strategies, in particular through the annual stress scenario tests.