According to Freddie Mac's Primary Mortgage Market Survey, the 30-year fixed-rate mortgage (FRM) averaged 6.73 percent with an average of 0.4 point, up from 6.63 percent and 0.4 point the previous week. The MBA's Weekly Mortgage Applications Survey for approximately the same time frame reported that the average contract interest rate for the 30-year FRM was down four basis points to 6.61 percent from the previous week while points increased from 1.52 to 1.60 (including the origination fee.) According to Freddie Mac, the 15-year FRM for the most recent week averaged 6.39 percent, up from the previous week's 6.30 percent. Fees and points were unchanged at 0.4. MBA, on the other hand, reported the 15-year FRM at an average of 6.29 percent compared to 6.31 percent the previous week. Points decreased to 1.33 from 1.41.