The definition of "Rating Agency" currently used in the Underwriter Exemptions references the following agencies: Standard & Poor's Rating Services (" S&P "); Moody's Investor Services, Inc. (" Moody's "); Fitch Inc.; DBRS Limited; and DBRS, Inc. The DOL last revised this list in 2007, when PTE 2007-05 amended the existing Underwriter Exemptions to include DBRS Limited and DBRS, Inc. as Rating Agencies. In adopting that amendment, the DOL noted that expanding the list of Rating Agencies would provide Plan investors with broader access to information, and would increase the competition among credit rating agencies to provide more accurate and timely ratings.