India's sovereign debt is rated by six international sovereign credit rating agencies (SCRAs) namely Standard and Poor's (S&P), Moody's Investor Services, DBRS, Fitch Ratings, Japanese Credit Rating Agency (JCRA) and Rating and Investment Information (R&I). These agencies normally visit Ministry of Finance and Reserve Bank of India before making their assessment. The Government on its part has begun a structured interaction process with SCRAs.