In Ghana, one bank – Standard Chartered – has already seized leadership of the move to the future of banking with its plethora of innovative offerings and products that are transforming the way clients interact with financial services. Standard Chartered's credibility in banking is without question. Aside from being the oldest bank in the country, the Bank has also proven to be a banking impossibility; it dared to focus on Africa, Asia and the Middle East in sharp contrast to most of its peers across the globe.