As consumers' confidence in the economy improves, and with auto loan rates remaining at relatively low levels, more people are making auto purchases. Add to that the fact that consumers with auto loans are making timely payments and we are seeing delinquency rates at record low levels," said Peter Turek, automotive vice president in TransUnion's financial services business unit. "Due to these record low levels and the competitive landscape of the industry, auto lenders are now shifting their attention to marketing and growth strategies." Q1 2011 Auto Loan Statistics Auto Originations Auto Delinquency Rates Auto Debt Per Borrower "TransUnion's forecasting models have performed well in tracking the national and state 60-day auto delinquency rates, which are driven by economic factors such as per capita disposable income, consumer confidence, unemployment rates, and demand for motor vehicles," said Turek.