Following the completion of the Federal Reserve's stress tests, the company increased its quarterly dividend to 6 cents a share, from a penny a share. The company had already repaid $3.4 billion in TARP money to exit the program in January, following a $1.7 billion common equity raise. Fifth Third reported 2010 net income available to common shareholders of $503 million, or 63 cents a share, compared to $511 million, or 73 cents a share in 2009, when the company booked a $1.8 billion gain on the sale of 51% of its merchant and financial institutions processing business. The 2010 provision for loan losses declined to $1.5 billion from $3.5 billion the previous year. The consensus among analysts is for the company to earn $1.18 a share in 2011. Out of 23 analysts covering Fifth Third Bancorp, nine rate the shares a buy, 13 have neutral ratings and one analyst recommends selling.