Its subsidiaries form Central America's main financial network, through Banistmo (Panama), BAM (Guatemala) and Banco Agrícola (El Salvador). With Suramericana, SURA AM and Bancolombia -and their respective subsidiaries-, we form the SURA Bancolombia Financial Conglomerate, of which Grupo SURA is the holding company. This Conglomerate holds investments in 10 Latin American countries, where it provides its prod- ucts, solutions and services to close to 73.6 million clients. At year-end 2023, our portfolio of strategic investments has been complemented by our main (non-controlling) shareholders in two industrial investments, as listed below, with which we share equity ties and a business philosophy: GRUPO ARGOS. Grupo Argos, an infrastructure holding company with a direct presence in 18 countries and territories in the Americas, through its cement and energy (conventional and renewable) lines of business as well as its road and airport concessions. In this way, the aforementioned