Thus Capitec Bank was established in March 2001, and the holding company Capital Bank Holdings Ltd listed on the JSE in 2002. In 2003 PSG unbundled Capitec, and over time PSG's ownership stake has reduced from around 56% to the current 28%. Financial Results The bank recently released its interim results for the six months ended 31 August 2014, and reported an impressive 21% increase in headline earnings per share. Further highlights included an increase in the interim dividend by 21% to 246 cents and a 16% increase in active clients over the past year.