In other recent news, HCI Group has reported significant developments that are of interest to investors. The company announced a restructuring into two distinct operating units, aiming to enhance growth and profitability. This reorganization involves consolidating its insurance entities into one unit and forming a second unit, Exzeo Group Inc., focused on technology solutions for the insurance industry. Additionally, HCI Group's recent financial performance has been noteworthy, with fourth-quarter results surpassing expectations. Gross premiums earned grew by over 40% for the year, and the company reduced its consolidated debt by $80 million, showcasing strong financial management. Analysts have responded positively to these developments. Truist Securities raised HCI Group's stock target to $155, citing robust fourth-quarter results and a forecast for lower attritional losses.