The banks' local currency deposit ratings, ranging from Baa1 to Aa3, continue to derive from the unchanged Aa2 Local Currency Deposit Ceiling (LCDC) assigned to the UAE. The other rated banks are Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, Dubai Islamic Bank, Emirates Bank International, First Gulf Bank, MashreqBank, National Bank of Abu Dhabi, National Bank of Dubai, National Bank of Ras-Al-Khaimah and Union National Bank. According to Moody's rating methodology, the deposit ratings are based on the individual bank's Baseline Credit Assessment, the country LCDC and Moody's assessment of possible support (i.e. parental or systemic being provided to the bank in case of need).