Additionally, it enables banks and financial institutions to leverage this growth with integrated solutions featuring digital overlays. The digital central infrastructure solution encompasses a comprehensive range of features and services that cater to the specific requirements of central banks and financial institutions. It integrates real-time central infrastructure with digital overlays, including Request to Pay, QR code payments, back-office management platforms, and AI-driven fraud detection technology. Moreover, the digital central infrastructure offers value-added services such as merchant onboarding and management, dispute resolution, and the management of multiple aliases. Craig Ramsey, Head of Real-Time Payments at ACI Worldwide, underlined that the integration of digital central infrastructure with ACI Enterprise Payments Platform presents a complete end-to-end solution.