Additionally, the one-year beta of the stock is noted at 0.5, signaling relatively low volatility. Despite the directive, IIFL Finance is allowed to service its existing gold loan portfolio through normal collection and recovery processes, as stated by the RBI in a press release. The company has reassured its commitment to rectifying the RBI's observations in the gold loan portfolio to adhere to regulatory standards promptly. An inspection conducted by the RBI in reference to IIFL Finance's financial position as of March 31, 2023, highlighted several key supervisory concerns in the company's gold loan portfolio.