These corporate pardons involved more than $3 billion in harm to Americans, including a case against banking behemoth Capital One for cheating savings account holders out of $2 billion in interest. Another pardon went to Early Warning Services (EWS)—the parent company of popular peer-to-peer app Zelle and three of EWS' owner banks, Wells Fargo, Bank of America, and J.P. Morgan Chase, for causing Americans to lose nearly $1 billion due to fraud on the Zelle network. Redress Payouts to Borrowers for Navient's Lawbreaking Gone MIA: Costing Americans $100 Million Earlier this year, SBPC sounded the alarm about the whereabouts of $100 million in restitution checks owed to Americans as a result of the CFPB's enforcement action taken against student loan servicing behemoth Navient.