Then next Wednesday, the banks will unveil what that means for shareholder buybacks and dividends. Here's what to watch for in Round One. The newbies This year's crop has 12 new banks participating in the annual stress tests mandated by Dodd-Frank law: BBVA, BMO, Comerica, Discover, HSBC, Huntington, M&T, Northern Trust, RBS Citizens, Santander, Union BanCal, and Zions. Already, Zions has said that a charge it took related to Volcker Rule nuances would cause it to have to resubmit its capital plan at a later date.