Marc A. Stefanski, the company's chairman and chief executive officer, said, "My optimism for this year continues to be reinforced by the success we have seen so far, and that our fiscal earnings to date this year are the best we've seen since 2021. Our net interest margin increased nearly 10 basis points to 1.75% and commitments to originate and acquire first mortgages and equity loans and lines of credit have increased 40% over last quarter. We continue to exceed the threshold to be considered well-capitalized, our Tier 1 leverage ratio at 10.92% improved by three basis points compared to last quarter." (Source: " TFS Financial Reports Second Quarter and 2025 Fiscal Year-To-Date Results ," TFS Financial Corp, April 30, 2025.)