In East Renfrewshire, we face three additional closures, which is the last thing that people need. According to Virgin Money, it is closing the Giffnock branch because it is shutting up shop in locations where it has duplicate provision. The difficulty is that there is no duplicate provision in Giffnock because Virgin Money closed the other branch three years ago—it is now a bistro, which I wish every success, and which I am sure could use the support of a local bank. Virgin has suggested that people affected by the closure in Giffnock can use the bank in Newton Mearns. The implication was that Newton Mearns is the same as Giffnock, but they are different towns. I wondered, "How might people get there? They could go on the bus." I checked, and it is a 50-minute round trip on the bus. That is really not a practical solution or a sensible way for people to be told to proceed.