Thank you again, Ricardo. Just before we start our Q&A session, I'd like to make an important announcement about the expansion of our senior management team. I am glad to announce the promotion of Artur Schunck as our new CFO. Artur is a great talent developed internally that has done a fantastic job for PagSeguro over the last seven years, being responsible for Accounting, FP&A and the logistics teams, a top-notch professional with strong background in finance at companies like Walmart and UOL.