To meet the basic gold loan eligibility criteria for gold loan, you just have to be an Indian citizen, between the ages of 21 and 70 years. This loan comes with minimal paperwork required. Applicants have to submit any one of the following documents listed below: PAN card is not mandatory. However, if you apply for a gold loan of Rs. 5 lakh or above you will be asked to submit your PAN card. At Bajaj Finance, you can borrow amounts starting from ₹ 5,000 to ₹ 2 crore depending on your pledged gold's value. During the Gold Loan Utsav, the process becomes even simpler—just visit a branch or apply online, and your gold is safely evaluated in front of you. Know your gold loan interest rate in advance Gold Loan interest rate is an important part of borrowing. With Bajaj Finance, the interest rate is competitive and depends on the amount you borrow and the loan tenure. You can even use the gold loan calculator on the Bajaj Finserv website to plan your loan better.