KARACHI: If you are a debit cardholder of BankIslami, Allied Bank Limited, JS Bank, Habib Bank Limited, Bank Alfalah, Standard Chartered, United Bank Limited, Faysal Bank, Silk Bank or Muslim Commercial Bank (MCB) chances are that you have recently received a text message from your bank informing you that international ATM transactions have been temporarily disabled for your debit cards. It is too early to say with surety whether this has come in wake of a cyber attack, a possible fraud in billions of rupees happening to Bank Islami, or some routine order issued by the State Bank. Or it could be all three. In a comment to Profit, State Bank of Pakistan Spokesperson Abid Qamar said that "The State Bank of Pakistan (SBP) issued a press release on instructions to banks last week. We have not asked any bank to specifically stop transactions outside the country. This is their own decision. There are many banks which have not done this."