Clement Chinaka, Managing Director at Old Mutual Corporate, says the purpose of the Monitor was to gauge levels of preparedness for retirement amongst SME employers and their staff and their attitudes towards employee benefits. "Little research exists as to whether SMEs are financially empowering their staff through the provision of employee benefit offerings, and to what extent. We believe the findings of the Monitor will be invaluable to all stakeholders in South Africa's future," says Chinaka.