Peaks experienced since 30 April 2020: Total loan deferrals – 10.1% of total loans, Housing loan deferrals – 11.3% of housing loans, SME loan deferrals – 18.1% of SME loans. Chart 3 presents the number of deferred loan facilities and its share of total loan facilities as at 31 October 2021. Number of loan facilities*: Total – 25,825 (0.2% of total facilities); Housing – 16,217 (0.4% of housing facilities); SME – 3,445 (0.3% of SME facilities). *The number of facilities does not necessarily indicate the number of borrowers as individual facilities with more than one repayment type may be reported more than once. Chart 4 presents loans subject to deferral to total loans across three key cohorts - loan to value ratio of greater than 90 per cent, investor loans and interest only loans, as at 31 October 2021.