We have been part of the Bancolombia Group for five years. Actually, we have managed throughout our experience to consolidate the operation as a relevant bank in Panama, not only because of our participation in the market, but also because of our commitment to the projects in the sectors that lead the country's economic growth. Furthermore, we are a bank committed to the sustainable economic and social development of Panama. In fact, we are headed in the right direction to consolidate our operation as a universal bank proposal, even more when Panama currently has many investment opportunities at the infrastructure level and other major projects.