In a few weeks, during the weekend of December 11, Fannie Mae will implement DU Version 8.2. In it the Fannie Mae Flexible 97 and the Flexible with Subordinate Financing programs will be retired, along with the Flexible products under the Fannie Mae HomePath and Fannie Mae HomePath Renovation programs will also be retired. With the retirement of the Flex programs, the key elements of these programs will be integrated into Fannie Mae's standard eligibility requirements. Fannie Mae will continue to allow loans with the same characteristics to be underwritten through DU with an LTV up to 97%. Therefore, the LTV will be increased up to 97% on one-unit, principal residence, purchase and rate/term refinance transactions on certain products, per lenders such as Flagstar.