In terms of the number of graduates being employed, obviously the three note-issuing banks in Hong Kong – being the Bank of China, Standard Chartered and HSBC – are the biggest employers as well. The hiring reflects the size of those banks. But participating banks also includes other banks as well, namely global banks represented in Hong Kong (such as Citibank and Julius Baer) and regional banks like DBS and local banks – mainly the retail banks in Hong Kong.