Besides, goeasy's enhanced underwriting and income verification process and adoption of next-gen credit models have reduced its risks. Given these initiatives, I expect the uptrend in the company's financials to continue. Meanwhile, goeasy's management expects its loan portfolio to grow by 65% over the next three years to reach $6 billion by 2026. Expanding its loan portfolio could drive its revenue at a compound annual growth rate of 12.9%, while its operating margin could increase from 38.1% in 2023 to 41% in 2026. The company also pays quarterly dividends, with its forward yield at 2.59%.