"That's too big of an ask," he says. Truist introduced its employee financial wellness program in 2017, called Truist Momentum. Employees can learn about everything from reducing student loans to creating an emergency savings account to growing their credit score through a web-based platform, in-person and virtual classes, and a hard copy workbook, said Brian Nelson Ford, head of financial wellness at Truist. The program is also available to outside companies. Ford said that any financial wellness program HR managers provide should do three things: inspire, educate, and equip.