"Early iPhone 14 lead times show this cycle is starting stronger than expected, with iPhone 14 Pro Max lead times the longest of any model in the last six years at this point in the cycle." Bank of America upgrades SoFi to buy from neutral Bank of America said in its upgrade of the online personal finance company that it sees a "favorable" risk/reward. "We see potential for a meaningful catalyst path over the next few quarters as SoFi benefits from the student loan payment moratorium ending and its high-profile NFL-aligned marketing investments drive user growth and engagement."