In this June 25, 2008, file photo, buildings and palm trees are reflected on the entrance of the Countrywide Financial Corp. office in Beverly Hills, Calif. The top federal prosecutor in Manhattan sued Bank of America for more than $1 billion on Wednesday, Oct. 24, 2012, for mortgage fraud against Fannie Mae and Freddie Mac during the years around the financial crisis. Photo by: Kevork Djansezian / AP