In August, 2015 Lending Club announced an opportunity for further integration with third parties with the introduction of Lending Club Open Integration (LCOI). This has allowed investors to create Lending Club accounts directly with a third party, such as the ones listed above. Lastly FOLIOfn released an official API to allow for automated trading on the secondary market. This is an important step to improve liquidity when investing in p2p lending and many retail investors were excited about this announcement.