San Miguel Corp.'s Bank of Commerce has secured a robust credit rating and outlook courtesy of the Philippine Rating Services Corp. (PhilRatings), taking into consideration the bank's opportunities for growth, consistent profitability, and highly-experienced management. PhilRatings has conferred upon BankCom an issuer credit rating of PRS Aa plus (corp.) accompanied by a "Stable Outlook." An issuer credit rating is an opinion on the general and overall creditworthiness of the company, evaluating its ability to meet all its financial obligations within a time horizon of one year, PhilRatings said.