As on March 31, 2024, BHFL had a network of 215 branches spread across 174 locations in 20 states and three union territories, which are overseen by six centralised hubs for retail underwriting and seven centralised processing hubs for loan processing. The company has been assigned long term credit ratings of CRISIL AAA with stable outlook and 'IND AAA/stable' as well as short term of 'CRISIL A1+ and IND A1+' borrowings programme.