Meanwhile, against admitted claims of `1,007 crore, unsecured financial creditors will receive `40 crore as part of the proposed plan, implying a haircut of 96%. State Bank of India ( SBI ) leads in terms of exposure, with a total debt of `1,822 crore through various instruments, including term loans and working capital loans. Other creditors to Ruchi Soya include Central Bank of India, Punjab National Bank, Corporation Bank, IDBI, ICICI Bank, Bank of India, Standard Chartered Bank – India, UCO Bank, Union Bank of India, Syndicate Bank, Bank of Maharashtra, Axis Bank, DBS Bank Singapore, Bank of Baroda, IDFC -Edelweiss ARC, Dena Bank, Karur Vyasa Bank, and HDFC Bank, among others.