At ditech you can pick your loan term - anywhere from 10 to 30 years for conforming and VA Fixed Rate as well as 5 to 30 years for FHA. Consider using this great option for refinances and purchases to help your borrowers reach their exit strategy of being mortgage-free upon retirement. This year, Fannie Mae and Freddie Mac published a redesigned Uniform Residential Loan Application (URLA) along with a corresponding Uniform Loan Application Dataset (ULAD). These documents support changes in mortgage industry credit, underwriting, eligibility policies, and regulatory requirements. A new self-paced presentation can now to help you understand the changes to the URLA (i.e., Fannie Mae Form 1003), summarizing the differences between the new and old forms, what you should be doing now to get started, a high-level timeline, and more. Reference additional resources including the interactive/dynamic forms and ULAD mapping on the URLA page.