IBank is one of two ailing specialised financial institutions the superboard is requiring to rehabilitate their business to address their problems in the long run, the other being the Small and Medium Enterprise Development Bank of Thailand. IBank is saddled with a hefty amount of bad loans due to its imprudent approval process in the past. The Finance Ministry has a 48.54% stake in IBank, the Government Savings Bank has a 39.81% share, Krungthai Bank