The innovative asset liability management program, driven by the cloud, enables small and medium-sized banks to optimize their positions under multiple regulatory constraints unveiled Finastra ALM IQ, a risk management solution available for banks from March 2023. The unique cloud-based balance sheet management tool enables small and medium-sized banks to make confident decisions in shorter timeframes, making them more competitive against larger financial institutions. ALM IQ offers a faster, deeper understanding of the balance sheet and exposure, offering banks a path to address multiple regulatory constraints. By shielding risk, the solution helps banks make sound operational decisions, enabling these institutions to provide the needs of the communities they serve, including private individuals and small-medium enterprises.