I recently spoke with all of our field leaders to kick off the year. They're energized about Ameriprise and are focused on continuing to drive productivity and growth. This high level of support is also reflected in our recruiting success. Our virtual recruiting program is extremely effective and continues to drive strong results, with 82 experienced advisors joining us in the fourth quarter. We're recruiting top advisors from across the industry who recognize that Ameriprise offers the value proposition, technology and level of support that can help them deliver an exceptional advisor-based client experience and take their practices to the next level of success.