This usually is not an option because, as noted above, Uber and Lyft drivers are considered independent contractors rather than employees of the ridesharing companies. As a result, vicarious liability does not apply in most states, although the situation is blurry in California. Uber and Lyft have carefully distanced themselves from their drivers and shielded themselves from any allegations of direct liability for an accident. Fortunately, suing Uber or Lyft should be unnecessary in most cases because their insurance policies should cover most injuries.