Who Can Apply – Eligibility Criteria To access these shopping benefits, individuals must meet the following eligibility criteria: * Must be an Indian citizen between 21 and 65 years of age * Must have a stable and regular source of income * Must hold a good credit score as per the Bajaj Finance risk policies Apart from the Insta EMI Card, Bajaj Markets also provides access to a broad suite of financial products such as loans, insurance, credit cards, and investment solutions–all accessible through its website and app. About Bajaj Finserv Direct Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider.