Securing a loan can be a cumbersome process, requiring individuals to meet various eligibility parameters, assemble numerous documents, visit lender branches, and complete application procedures before getting loan approval. Addressing these challenges head-on, Bajaj Finance has pioneered a new solution, Insta Personal Loan, which aims to offer a seamless and easy borrowing experience to everyone. Existing customers can receive a pre-approved instant personal loan of up to Rs. 10 lakh, with funds disbursed within 30 minutes to 4 hours. New customers can check if they have a pre-assigned loan limit with a valid mobile number and OTP. Bajaj Finserv Insta Personal Loan Here are some benefits of a Bajaj Finserv Insta Personal Loan: Get an offer in just 2 clicks Customers do not need to go through a long loan application process to know their offer.