This stability in asset quality is important for investor confidence, as it indicates prudent risk management and a resilient loan portfolio. The slight increase in noninterest expense, primarily driven by salaries and employee benefits, is a typical trend for a growing company and should not be a major concern if it translates into higher revenue and productivity. Overall, SmartFinancial's quarterly performance reflects a well-executed growth strategy with sound financial management, making it a potentially attractive option for investors looking for a balance of growth and stability.