Step 8: Collateral and Loan Repayment Specify any assets you can offer as collateral for the loan. Additionally, detail your loan repayment plan, including the proposed terms and the ability of your business to generate enough cash flow to meet the repayment schedule. Conclusion: A well-structured business plan serves as a powerful tool in securing an MSME loan, as it showcases your business's potential for success and your ability to repay the borrowed amount. Remember to tailor your plan to the requirements of different lenders and stay transparent throughout the process. IndusInd Bank Current Account – Empowering Your MSME Growth At IndusInd Bank, we understand the importance of empowering small businesses and nurturing entrepreneurship. Our Current Account offers a range of features that cater specifically to the needs of MSMEs, including easy fund transfers, customized payment solutions, and access to a suite of digital banking services.