Mortgage rates were largely unchanged during the week ended March 27 according to the Primary Mortgage Market Survey conducted by Freddie Mac. Long-term mortgages were mixed while short-term rates moved up modestly. The most dramatic changes were to average fees and points which had reached unusually high levels the previous week. The 30-year fixed-rate mortgage (FRM) averaged 5.85 percent with an average 0.4 point compared to 5.87 percent with 0.5 point the week before. The 15-year FRM increased to 5.34 percent from 5.27 percent. Fees and points decreased from 0.5 to 0.4 compared to a week earlier. Five-year Treasury-indexed adjustable-rate mortgages (ARMs) had an average contract interest rate of 5.67 percent, up 9 basis points from one week earlier. Fees and points declined from a recent high of 0.9 to 0.6 point. One-year Treasury-indexed ARMs averaged 5.24 percent compared to 5.15 percent a week earlier.