In a strategic move, Nu Holdings announced a restructuring of its management team to enhance operational efficiency and customer focus. This includes the appointment of Livia Chanes as Brazil's Chief Executive Officer and Youssef Lahrech as President and COO. Citi analyst Ashwin Shirvaikar maintained a Sell rating on Nu Holdings, with a price target of $9.00, citing seasonal banking trends in Mexico and Nubank's growth patterns. Meanwhile, BofA Global Research analyst Mario Perry maintained a Neutral rating with a price target of $14.00, noting challenges in revenue generation and net interest margin contraction.