This flexibility is paramount to our continued success." This year's award for TriZetto's IHM Power Award for Innovation went to MVP Health Care, a multi-state regional, not-for-profit health insurer based in Schenectady, N.Y., which took a highly innovative approach to tackling a difficult business challenge. MVP recognized that its market was changing rapidly, and although consumer-directed health (CDH) plans had not gained a strong foothold yet, this healthcare payer wanted to be the market leader.