Since the financial meltdown in 2008, the company has refocused its efforts on its core commercial lending business. After the latest round of stress tests, Fifth Third received approval of its plans to raise the dividend and increase its share repurchase program to $984 million. Fifth Third reported solid operating results for 2012 and ended the year with a lower level of nonperforming loans than many competitors. JPMorgan Chase ( JPM ) has had more than its share of negative headlines recently. But despite its botched "whale trade" that led to a more than $6 billion trading loss, the company was still able to report a $21.3 billion profit for 2012. Notwithstanding the negative press, JPMorgan remains a global powerhouse. Although it still has some issues to resolve with the Fed, I expect JPM to get approval to increase the dividend and repurchase roughly $6 billion in stock over the course of the next twelve months.