The bank is also aiming to better integrate industry data to understand customer behaviour and preference further. AU Small Finance Bank leverages cloud technology to bring modern-day financial services to millions of "unbanked" citizens and businesses across rural India. Around 80 percent of the bank's technology is powered by Oracle, and Oracle's cloud technology underpins every part of the account management and loan application process. The bank has adopted Oracle's analytics, machine learning, integration services, blockchain, and even chatbots. Most importantly, Oracle Cloud is helping the bank keep customer data timely, accurate, accessible, and secure. We have many such examples of Small Finance and Co-operative Banks who are leveraging our State of the Art, Second Generation, Meity certified Data Centres in Mumbai and Hyderabad. What is the future of SFBs in the country with the fast paced technological acceptance?