Please welcome, MetLife's Vice President of Investor Relations, John McCallion. John McCallion Compare to: Previous Statements by MET » MetLife Management Discusses Q2 2012 Results - Earnings Call Transcript » MetLife's CEO Hosts 2012 Investor Day (Transcript) » MetLife's CEO Discusses Q1 2012 Results - Earnings Call Transcript Good afternoon. Thanks for joining us on our 2012 Asia Investor Day. We are delighted to have the chance to talk to you about our Asia region. Before I do that, a couple of housekeeping items. This is distinctly written Safe Harbor Statement that says that there will be some forward-looking statements made today, and they can all turn out to be an wrong. We've also listed all the risk factors that could cause all those statements to be wrong, and you could see those also in our filings with the SEC. And then we have our non-GAAP measures, which we commonly use to measure the company and explain the results.