This would presuppose seamless coordination between government departments and banks and improved quality of sponsorship, appraisal and units established," Dr Mehta observed. Earlier in his welcome address MD & CEO J&K Bank (Convenor J&K UTLBC) Baldev Prakash assured J&K Government that banks operating in J&K will extend all possible support for implementing the programmes and schemes aimed at entrepreneurial development, employment generation and poverty alleviation in Union Territory of Jammu & Kashmir. The Chief Secretary exhorted upon banks operating in the UT to ensure all school going children in the UT have a bank account. While appreciating banks for 100% coverage of the unbanked villages by opening of banking touch points under National Strategy for Financial Inclusion Programme, he urged upon the banks to cover remaining 3 villages under roadmap of opening banking outlets in villages having population over 5000, by the end of June 2022.