Prior to October 2012, the Debtor changed its name to Sterling United, Inc. and moved its headquarters to 6030 North Bailey Avenue, Amherst, NY. 7 First Niagara amended its UCC filings to change the debtor's name and address, but failed to update the collateral descriptions. 8 Four months later, First Niagara amended its filings a second time in order to correct the location provided in the original collateral descriptions. 9 Unfortunately for First Niagara, however, the debtor filed for bankruptcy 88 days after this second amendment was filed. 10 Since Chapter 11 of the Bankruptcy Code allows a bankruptcy trustee to avoid any transfer made within a 90-day period prior to the Petition Date, First Niagara could not perfect its security interests with these latter amendments. 11