AM Best has affirmed the Financial Strength Rating of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of "aa+" of the North American property/casualty subsidiaries of Chubb. These include the members of the Chubb Group of Insurance Companies (Chubb US Group); the members of Chubb Bermuda Insurance (Chubb Bermuda) and Chubb Tempest Reinsurance (both domiciled in Bermuda); and Chubb Atlantic Indemnity (Bermuda). In addition, AM Best has affirmed the FSR of A+ (Superior) and the Long-Term ICRs of "aa-" of Combined Insurance Company of America (headquartered in Chicago, IL) and Combined Life Insurance Company of New York. AM Best also has affirmed the FSR of A- (Excellent) and the Long-Term ICR of "a-" of ACE Life Insurance Company. Lastly, AM Best has affirmed the Long-Term ICRs of "a+" and the Long-Term Issue Credit Ratings (Long-Term IR) of Chubb and Chubb INA Holdings. The outlook of these Credit Ratings (ratings) is stable.