It also enables a deeper dialogue between the consumer and lenders to help both parties make better financial decisions. It's a game changer." The UltraFICO™ Score will launch as a pilot program in early 2019. The pilot is designed to validate the score and assess willingness of consumers to share financial data for a potentially higher score. Pilot participants were sourced across various lines of businesses. The model developed by FICO will be implemented through Experian and integrated into a lender's existing operational workflow. Borrower data will be aggregated through Finicity.