This report provides insight into CIBC's fintech activities, including its digital transformation strategies, its innovation programs, its technology initiatives, its estimated ICT budget, and its major ICT contracts. Canadian Imperial Bank of Commerce (CIBC) is a provider of personal, small business, and commercial, and corporate banking solutions. Under personal banking, it offers accounts, overdraft protection, credit cards, loans and mortgages, investments, retirement planning, travel and creditor insurance, advisory, and other supporting solutions. Under small business banking, offerings consist of cash management, merchant services, accounts, credits, specialty services, corresponding banking, trade finance, and foreign exchange. Launched in January 2018, CIBC Innovation Banking is an innovation unit that provides customized advice, funding, and technology to companies in North America.