Kochhar is right; she should not be singled out for punitive action while others are allowed to roam free. It was the job of the likes of K.V. Kamaths, Zarin Daruwalas, Sandeep Bakshis, Rajiv Sabharwals, N.S. Kannans, K Ramkumars, Sonjoy Chatterjees, Homi Khusrokhans et al – virtual who's who of the Indian banking industry who had been party to all the sanctions that have come under a cloud – to oversee that the bank's code of conduct was not breached while approving any credit decisions. If any disingenuous credit decisions have been made, then all should face the music, why Chanda Kochhar alone? The CBI SP who signed the FIR in the ICICI Bank fraud case was clearly in sync with the logic of Chanda Kochhar. That is why while the primary charge was levied against Kochhar, the FIR stated categorically that the role of the other credit committee and board members must be investigated to ascertain the extent of their culpability.