"While I do not want to buy the stock," wrote Bove, "I no longer feel an inclination to sell it." Schorr echoed the sentiment, keeping his neutral rating while noting that Goldman is a "great company as always." Its fortunes will improve, he said, if credit markets are restored for long-term unsecured financing in which the firm's core business thrives. The investment banking sector was turned on its head in September when Lehman Brothers filed for bankruptcy and Goldman and Morgan Stanley ( MS ) became bank holding companies. Analysts predict Morgan Stanley will lose 37 cents on Wednesday, which would at least be better than its disastrous end to last year, when it lost $3.61 per share. Both banks also took a major hit in mid-November, when Treasury Secretary Henry Paulson said the government would not buy distressed assets from banks as was originally envisioned under the government's $700 billion Troubled Asset Relief Program, or TARP. The announcement drove prices down across the debt markets.