White Paper from September 21: "End "Too-Big-To-Fail" and Reform Fannie Mae and Freddie Mac: A Romney-Ryan Administration will protect taxpayers from additional risk in the future by reforming Fannie Mae and Freddie Mac and provide a long-term, sustainable solution for the future of housing finance reform in our country. "We have now passed the four-year anniversary of the government takeover of Fannie Mae and Freddie Mac, and the Obama Administration has failed to come up with anything more than noncommittal options to reform these institutions." "The end result of the last four years is that the federal government now has a dominant role in our nation's $16 trillion housing market, the private sector has been forced to the sidelines, taxpayers are on the hook for even more than when the financial crisis ended, and there is no clear plan for the future of housing."