The Office of the Comptroller of the Currency, the Federal Reserve and the Office of Thrift Supervision reached the settlements with 14 of the largest U.S. financial institutions, including Bank of America Corp (BAC.N), Wells Fargo & Co (WFC.N), JPMorgan Chase (JPM.N) and Citigroup Inc (C.N). "Our enforcement actions are intended to fix what is broken, identify and compensate borrowers who suffered financial harm, and ensure a fair and orderly mortgage servicing process going forward," acting OCC head John Walsh said in a statement. Federal regulators and state attorneys general have been investigating bank mortgage practices that came to light last year, including the use of "robo-signers" to sign hundreds of unread foreclosure documents a day. Lenders still face a probe by the state attorneys general and other federal agencies, including the U.S. Justice Department. The partial settlement leaves in doubt the total costs facing the industry.