Following JPMorgan Chase (NYSE:JPM) and Assurant Inc.'s (NYSE:AIZ) $300 million settlement last year, now Citigroup (NYSE:C) has been told to pay $110 million in a lawsuit to homeowners who were forced to pay expensive property premiums by the bank. The bank also has agreed to refund 8 percent each of force-placed flood or wind insurance premiums even though the bank or its affiliates got no commissions on it.