· Restructured Book (approved & implemented) of the Bank stood at 0.9% of the overall funded assets. · Capital Adequacy Ratio : Strong at 16.32% including equity capital raised on April 6, 2021, with CET-1 ratio at 15.62%. Excluding the equity capital raise, the Capital Adequacy is reported at 13.77%, with CET 1 at 13.27%. · Average Liquidity Coverage Ratio (LCR) : Average at 153% for Q4-FY21. V Vaidyanathan, Managing Director and CEO, IDFC FIRST Bank, said, "Including the equity capital of Rs. 3000 crore raised through QIP on April 6, 2021, our overall capital adequacy is strong at 16.32%. We maintain high levels of liquidity with liquidity coverage ratio of 153%. We therefore approach FY 22 with strength and confidence. Strong inflows from retail customers based on our strong brand, our excellent service levels, and strong product proposition has resulted in surplus liquidity at the Bank. Our CASA grew 122% last year and we reached a record CASA ratio of 51.75%.