"At P&N, our focus is our members. To consistently deliver exceptional member experiences, we need a highly engaged and empowered workforce. We have embarked on this HR transformation program with Ramco to provide a contemporary user journey for our people," said Mark Smith, General Manager – People & Culture, P&N Bank. "Ramco HCM will help us transition from manual to automated processes. We believe this will translate into operational efficiencies and an improved employee experience across our organization and lead to greater team and member satisfaction. Ramco will enable us to embrace new ways of working and help future-proof our business."