Without this market share-taking strategy, it will be hard to outgrow the market. And as a lot of folks are finding out undifferentiated franchise, undifferentiated franchises are struggling to produce any balance sheet volume at all right now. J.D. Power says of the largest 50 banks in the country, no one, literally no one has been able to create as differentiated as client engaging and experience as we have. I'm obviously excited to have the highest Net Promoter Score among the 50 largest banks in the country. But most important is how we match up against Wells Fargo, Truist and Bank of America shown in red here because those three banks are number 1, 2 and 3 in our markets. In terms of market share, they dominate. Because of our work environment, we routinely attract their best people because of the client experience, we attract their best clients.