Improvements to their risk model will enhance the underwriting process, reduce fraud, and improve pull-through and approval ratios. In addition to utilizing the Envestnet | Yodlee Financial Data Platform, lenders can now leverage alternative financial data through the Risk Insight solution to create an enhanced risk profile of borrowers and apply those findings immediately in their current underwriting process. With Envestnet | Yodlee Risk Insight, the current information useful to lenders to make an informed decision is gathered electronically and transmitted directly to them, saving both lenders and borrowers time and effort, reducing underwriting costs for the lender, and improving the lending application process as a whole.