Depending on whether the applicant is an existing or a new customer, the process may differ slightly. Some customers may need to submit additional documents to complete their loan application process. Here are some of the key features of a Bajaj Finserv Insta Personal Loan Disbursal in 30 minutes* to 4 hours Select customers can get the funds they need in as little as 30 minutes* to 4 hours. This convenience can come in handy when dealing with emergencies that involve significant expenses upfront. No income proof needed* Select existing customers can get the Bajaj Finserv Insta Personal Loan without having to submit any documentation, such as proof of income or KYC documents. Flexible loan tenures Based on their needs and repayment budget, customers can opt for tenures ranging from 6 to 63 months. This flexibility allows customers to repay the loan without burdening their day-to-day finances.