Peter J. Winter, an analyst at CIBC in New York, said he had expected more revenue growth through the merger of Amsouth and First American Corp., but said that First American is now successfully integrated. Noting he expects no further interest rate hikes this year, Mr. Winter predicted that Amsouth will surprise its investors with stronger earnings later this year. Jason Goldberg at Lehman Brothers in New York expressed equal confidence on Tuesday. Though Amsouth's second quarter did not impress, he said Amsouth would "return to its pattern of exceeding estimates" once revenue momentum picks up in the third and fourth quarters of this year, mainly in the core business. Keith Horowitz of PaineWebber Inc., in New York, categorizes the company as "neutral." Banknorth Group in Portland, Maine, won an upgrade from James M. Ackor of Tucker Anthony Cleary in Portland, Maine.