Products like MDPP also reveal the possibilities that telcos can explore in association with like-minded industry partners to improve ARPU while also supporting the digital inclusion initiatives. The product, which is a part of the 'Wallet Insurance Portfolio' of HDFC ERGO, will be offered to the remittance customers of Airtel Payments Bank at a nominal cost of Rs 99 per annum. Designed after extensive consumer research, the policy is currently available to the over 4 million remittance customers of Airtel Payments Bank. Airtel says the policy will especially benefit the migrant workers, a major user segment of Airtel Payments Bank. The paperless insurance policy offers financial security for loss of pay or loss of savings in case of hospitalization due to any of the above mentioned diseases. It is one of the kind offering the sum assured benefit to the insured even if he/she is hospitalized for 24 hours for treatment.