A person familiar with the matter has told Dow Jones Newswires that Commerzbank AG in particular may face a far bigger shortfall than the EUR2.9 billion estimated by the market in October. Also, regional lender Landesbank Hessen-Thueringen, which had refused to publish its full results under the EBA's stress tests earlier this year due to a dispute over methodology, again broke ranks with the process Wednesday. It said it expected the EBA to identify a capital shortfall of EUR1.5 billion at the bank as of September, but said this didn't take into account measures announced in November that will raise EUR1.92 billion of Core Tier 1 capital from the state of Hesse, giving it a capital ratio of 9.8%. Most analysts have concluded that banks would rather meet their targets by reducing risk-weighted assets than by raising new capital from the market at depressed levels.