That Credit Suisse was beset by incompetence has been clear for a while now. Even before the bank was rescued by UBS, the i-word was used in relation to the enormous Archegos loss. Fingers have been pointed at incompetents among senior management and among middle management. But now the Wall Street Journal thinks it's found the seat of the problem: Urs Rohner, Credit Suisse's chairman, during whose 10 year tenure, Credit Suisse's share price fell 75%.