Yiren Digital (NYSE: YRD) has achieved a significant milestone with regulatory approval for the commercial use of its proprietary 'Zhiyu Large Model' AI system. The approval was granted under the Interim Measures for Management of Generative Artificial Intelligence Services, making YRD one of only 128 approved generative AI services in Beijing as of April 10, 2025. The Zhiyu Large Model offers features including real-time content processing, automated contract review, multilingual translation, and intelligent Q&A capabilities. The company has already integrated these features into core operations, resulting in significant efficiency improvements. Notably, their ZhuQue intelligent fund routing platform generated RMB 44 million in cost savings for 2024. Yiren Digital plans to expand the model's applications, particularly in consumer-facing interactions.