FHFA released Equitable Housing Finance Plans for Fannie Mae and Freddie Mac last year. These plans are designed to promote the Enterprises' safety and soundness and foster housing finance markets that provide equitable access to affordable and sustainable housing. FHFA also announced last year that the Enterprises will require lenders to use the SCIF as part of the application process for loans that will be sold to the Enterprises. Lenders were required to adopt these changes and reporting requirements for loans with application dates on or after March 1,. FHFA said it expects this rulemaking to provide increased public transparency and greater oversight and accountability of the regulated entities' fair housing and fair lending compliance. FHFA invited comments on the proposed rule within 60 days of its publication in the Federal Register.