Jack Klinck : Thanks, Nick. As I'm sure you've all seen from our announcement earlier today, the Board has appointed Cardlytics current COO, Amit Gupta to the role of CEO effective August 16, 2024. Amit will also be joining our Board of Directors at the same time. Karim Temsamani will be stepping down as Cardlytics CEO and Board member to pursue another professional opportunity. On behalf of the Board, I would like to thank Karim for his contributions to Cardlytics during an important period of transformation.