Best Islamic bank in UAE ADIB stands out as a quality business run efficiently with a clear strategy for growth. Through 2012 it managed to increase margins while expanding and boosting provisions, a sign of a bank with capacity. Ever since a new brand launch in 2010, ADIB has won plaudits for customer services in the UAE, and it has built on that with a series of initiatives in 2012: community banking, senior citizen and retiree services, a partnership with telco Etisalat for a new card, a quick-approval finance product and a number of technology initiatives.