( Editor's note: Gjensidige Forsikring trades with much greater liquidity on the Oslo Stock Exchange under ticker GJF. ) Company overview Gjensidige Forsikring ( OTCPK:GJNSY ) ( OTCPK:GJNSF ) is a Nordic non-life insurance group. The company traces its history back to 1689. Gjensidige was listed on the Oslo Stock Exchange in 2010, and it also trades in the Unites States through its ADR program in the over-the-counter market. Source: Company data By geography, the company is highly geared towards the Norwegian market, where it has a 25.4% market share with a broad distribution network and a strong position across all major lines of business. More than 70% of total gross earned premiums came from Norway in 2015. Source: Company data In addition to insurance, the company operates an online retail bank and offers pensions/savings products. That being said, the contribution of the online bank and pensions business to the group's revenue is minimal at 5.5% and 6.5% respectively.