Accenture Labs and Grameen Foundation India have collaborated to develop two new applications that help overcome barriers to financial services adoption among low-income women and other populations in India. Sanjay Podder, MD, Accenture Labs India, in conversation with BV Mahalakshmi reveals that the collaboration with Grameen Foundation India is part of its Tech4Good initiative to apply disruptive technologies to address complex social challenges and help in financial inclusion programme. Excerpts: What is Accenture Labs' focus area? Accenture Labs is the dedicated technology R&D organisation within Accenture, focussed on developing innovative solutions through exploration and discovery. The Labs are located in seven key research hubs around the world and in Bengaluru. It collaborates extensively with Accenture's global network of innovation centers, studios and centers of excellence across 35 countries.