The Kafafian Group, Inc. is acting as financial advisor and provided a fairness opinion to CCFNB Bancorp, Inc. with Dean H. Dusinberre of Stevens & Lee serving as legal counsel to CCFNB Bancorp, Inc. Griffin Financial Group is serving as financial advisor and provided a fairness opinion to Muncy Bank Financial, Inc. with Kimberly J. Decker of Barley Snyder serving as its legal counsel. D.F. King & Co., Inc. acted as proxy solicitor to CCFNB, and will receive a fee of $13,000. CCFNB paid TKG a fee of $50,000 upon the rendering of TKG?s written fairness opinion and will pay fee of $325,000 upon closing of the merger. MBF has paid Griffin a fairness opinion fee of $125,000, and the remaining fee of $506,000 is payable at, and contingent upon, the closing of the transaction. American Stock Transfer & Trust Company LLC acted as exchange agent to CCFNB.