DenizBank's NIM increased due to favourable loan pricing and stable funding costs. Meanwhile, recently Emirates NBD and CARS24 have partnered to enable UAE car buyers to start the auto loan application process through the former's platform. Emirates NBD has, meanwhile, unveiled a new brand proposition for its private banking (PB) division under the theme 'Opportunities to Inspire'. The department will be focussing on three pillars: succession planning, expansion and growth and investment opportunities. With a wide client base including HNWI (high-net-worth individuals) and UHNWI (ultra-high-net-worth individuals), families and institutional investors as well as intermediaries, Emirates NBD's private banking business has witnessed steady growth from its core Gulf and South Asian client segments in 2015.