Bank of Baroda lending rates The bank's rates remain the same. Overnight MCLR is 8.05%, one-month MCLR stays at 8.3%, and three-month MCLR remains steady at 8.4%. The six-month MCLR is 8.60%, and the one-year MCLR is 8.80%. Bank of Baroda's BPLR for existing accounts is 13.70% per annum, effective April 12, 2023.