Sandler O'Neill expects to receive or intends to seek compensation from Bank of America Corporation for investment banking services in the next three months. Sandler O'Neill has received compensation from Bank of America Corporation for providing products or services other than investment banking services in the 12-month period ending as of the second most recent month preceding the date of this report. Bank of America Corporation is a client of and receives non-investment banking securities-related services from Sandler O'Neill (based on information as of the end of the second most recent month immediately preceding the date of this report). The reviewer of this report owns shares of stock of Bank of America Corporation.