Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Kearny Financial Corp. ( NASDAQ:KRNY ) is about to trade ex-dividend in the next four days. Typically, the ex-dividend date is one business day before the record date which is the date on which a company determines the shareholders eligible to receive a dividend. The ex-dividend date is of consequence because whenever a stock is bought or sold, the trade takes at least two business day to settle. In other words, investors can purchase Kearny Financial's shares before the 6th of February in order to be eligible for the dividend, which will be paid on the 21st of February.