Release. Manual Supplement. Nationstar Mortgage to Pay $1.75 Million Penalty for HMDA Violations On March 15, 2017, the Consumer Financial Protection Bureau (" CFPB ") ordered Nationstar Mortgage LLC (" Nationstar ") to pay a $1.75 million civil penalty for violating the Home Mortgage Disclosure Act (" HMDA ") by consistently failing to accurately report data about mortgage transactions between 2012 through 2014. The $1.75 million civil penalty is the largest HMDA penalty imposed by the CFPB to date. The CFPB found that (1) Nationstar's HMDA compliance systems were flawed and generated mortgage lending data with significant, preventable errors; (2) Nationstar failed to maintain detailed HMDA data collection and validation procedures and failed to implement adequate compliance procedures; and (3) Nationstar failed to consistently define data among its various lines of business.