"Some of the nation's largest financial institutions understand that Airbnb is an economic empowerment tool that can generate important income for families, and they are working to recognize this," wrote Nathan Blecharczyk, Airbnb co-founder and chief strategy officer, in a release. Borrowers are required to have 12 months history of Airbnb earnings that they can document, and the home must be their primary residence. The program is not for investors using multiple homes only as rental properties.