This is the conference operator. Welcome to the IGM Financial Third Quarter 2022 Analyst Call and Webcast. As a reminder all participants are in a listen-only mode and the conference is being recorded. [Operator Instructions] I would now like to turn the conference over to Kyle Martens, Treasurer and Head of Investor Relations. Please go ahead. Kyle Martens Thank you, Sachi. Good morning, everyone, and welcome to IGM Financial's 2022 third quarter earnings call. Joining me on the call today are: James O'Sullivan, President and CEO of IGM Financial; Damon Murchison, President and CEO of IG Wealth Management; Luke Gould, President and CEO of Mackenzie Investments; and Keith Potter, Executive Vice President and CFO of IGM Financial. Before we get started, I'd like to draw your attention to our cautions concerning forward-looking statements on Slide 3 of the presentation. Slide 4 summarizes non-IFRS financial measures and other financial measures used in this material.