Apple's narrative of ensuring the greatest possible security for its customers seems to have fallen on deaf ears at the EU Commission for a long time. The tech company should slowly realize that. Otherwise, it could face serious and, above all, expensive consequences. If Apple does not pay for its NFC interface for Apple Pay, the consequence could be a penalty payment in the billions. There is talk of 10 percent of global sales. Consequently, the tech company led by CEO Tim Cook would have to reckon with a fine in the double-digit billions.