Therefore, publishing an SCR and corresponding coverage ratio could have many similar effects to publishing a credit rating. Attaining a healthy solvency position which may be analysed by stakeholders, should be a priority before Insurance Regulators require the publication of the SCR data. Insurers whose SCR is low could find winning new business difficult as customers question the ability of the insurer to pay claims in stress situations Insurers whose SCR is high could find their shareholders questioning whether available capital is being used efficiently. One solution to achieving a strong solvency coverage is the issuance of an appropriate amount of subordinated debt which is fully eligible as regulatory capital under Solvency II. Tier 2, 10 year subordinated debt is fully eligible as regulatory capital (up to a maximum of 50% of the SCR) and is designed to help insurers manage their SCR coverage.