You may begin. Steve Fowle Compare to: Previous Statements by WSFS » WSFS Financial's CEO Discusses Q4 2011 Results - Earnings Call Transcript » WSFS Financial CEO Discusses Q3 2011 Results - Earnings Call Transcript » WSFS Financial's CEO Discusses Q2 2011 Results - Earnings Call Transcript » WSFS Financial CEO Discusses Q1 2011 Results - Earnings Call Transcript Thank you Mimi, and thanks to all of you for taking time to participate on this call. With me at WSFS are Mark Turner, President and CEO, Roger Levenson, Executive Vice President and Director of Commercial Banking, Paul Geraghty, Executive Vice President and Chief Wealth Officer, and myself. Before Mark begins with his opening remarks, I would like to read our Safe Harbor statement.