"When asked by Just Share whether it would reconsider its position in light of a recent judgment of the Western Cape High Court against insurer Guardrisk on the same issue, Santam stood firm in its position that it will 'seek clarity from the courts of South Africa'," reported the activist group. "The board also would not commit to a binding arbitration process to expedite the matter." Just Share described Santam's position as "surprising" as legal clarity on the matter had already been provided by the Western Cape High Court, in the case 'Café Chameleon v Guardrisk Insurance Company Ltd'. The court had ruled that it was Covid-19, and not the lockdown, that had caused Café Chameleon's losses and that Guardrisk had to pay out the claim.