The new enhancements to Empower include a powerful, configurable rules engine that automates the underwriting credit-risk assessment process, as well as a robust product and pricing engine that offers added flexibility and greater functionality. Additional enhancements to Empower's home equity functionality include: With Empower, lenders can originate HELOANs and HELOCs on the same system as first mortgage loans, helping to reduce IT complexity, increase efficiencies, mitigate risk and improve customer service. Additionally, since Empower is continually updated to support regulatory requirements, lenders can benefit from these enhancements consistently across lending products. "We significantly expanded Empower's home equity capabilities to deliver robust end-to-end support for both closed-ended and open-ended home equity products," said Jerry Halbrook, president of Black Knight's Origination Technologies division.