The crux of my last article on SOFI stock was that it may be too soon to start treating this as the next PayPal or Square. But, taking into account its recent earnings, I'll concede that the company has produced enough tangible results to justify its hype. Specifically, with SoFi's revenues and membership base growing at a triple-digit percentage clip, the company looks well-positioned to hit its 2025 adjusted EBITDA target of $1 billion. It may even end up hitting that milepost sooner than four years from now.