Its most recent Community Reinvestment Act evaluation from the FDIC awarded the bank the highest possible rating of "Outstanding," reflecting its commitment to serving local needs. With a track record of 90 consecutive years of dividend payments and 60 years of dividend increases, Farmers & Merchants Bancorp stands out for its stability and reliability. The company's strong capital position, conservative lending, and continued profitability position it to navigate changing market conditions while maintaining its focus on supporting California's communities and rewarding its shareholders.