Will Lansing: Thanks, Steve. I am excited about our traction as we continue to drive more innovation than ever. In the Scores business, our financial inclusion efforts continue as we launched a FICO score aimed at helping Ukrainian refugees displaced through the war have access to credit. Additionally, we added our third historically black college and university, Delaware State University, as part of our FICO Educational Analytics Challenge. This is a program created to help promote diversity in data science, engineering, and technology. In the software business, we added 20 new enhancements to the FICO platform and expanded our patent footprint to over 220 patents by adding 10 patents related to digital decisioning, fraud detection, machine learning, and responsible AI.