Yiyiphi eyona ndlela ifanelekileyo yokutyala imali yam?
Ayikho indlela enye yokufaka imali yakho, isekwe kwizinto ezininzi ezichaza indlela ekufuneka uyibeke ngayo kwiintlobo ezahlukeneyo zeempahla. Nazi ezinye zezinto ezichaphazela indlela oyibeka ngayo imali yakho.  - Ixesha: Eli lixesha onqwenela ukuba imali yakho ityalwe ngalo. Oku kubalulekile njengoko iindidi ezahlukeneyo zeempahla zichaphazeleka kakhulu okanye kancinci ziimeko zeemarike zexesha elifutshane. Ngokusekelwe kwixesha ofuna ukubonakaliswa ngalo kwimarike ukukhetha uhlobo lwempahla oluhambelana nexesha lakho kubalulekile kakhulu kwisicwangciso sakho sotyalo-mali.  - Iprofayili yomngcipheko: Ibonisa indlela onwabe ngayo kwimpembelelo yokuguquguquka kweemeko zentengiso kutyalo-mali lwakho. Iiasethi ezinobungozi obuphezulu zinika ezona mbuyekezo zinkulu kodwa zikwanamathuba aphezulu okuhla okanye ukulahlekelwa lutyalo-mali lwakho ngokupheleleyo. Ukuqonda iprofayili yakho yomngcipheko linyathelo lokuqala lokutyala imali yakho kakuhle. Kukho izinto ezahlukileyo zokutyala ezihambelana namanqanaba omngcipheko ahlukeneyo, indibaniselwano yazo iya kunika indlela elungeleleneyo yokutyala imali yakho.  - Umtyali mali okhutheleyo/ongakhathaliyo: Kuxhomekeka ekubeni ufuna ukubandakanyeka kangakanani na ekukhetheni nasekuhlaleni iiasethi uya kuthathwa njengomtyali mali okhutheleyo okanye umtyali mali ongakhathaliyo. Abatyali-mali abasebenzayo ngabatyali-mali abachitha ixesha elininzi behlalutya imarike kwaye bekhetha iiasethi kwipotifoliyo yabo. Aba batyali-mali banokutyala imali ngokuthe ngqo kwizabelo okanye ukhetho lwezabelo. Abatyali-mali abangenzi nto ngabatyali-mali abafuna ukubonakaliswa kwintengiso kodwa abafuni kuchitha ixesha elininzi bekhetha iiasethi zabo, aba batyali-mali basebenzisa ii-ETFs okanye iimali ezihlangeneyo, ezihlanganisa iindidi ezahlukeneyo zeasethi kwiasethi enye, ukuze babonakaliswe kwintengiso yabo enqwenelekayo ngaphandle kwesidingo sokukhetha iiasethi zabo ezisisiseko.  Ayikho indlela elungileyo okanye engalunganga yokutyala imali yakho, kubalulekile ukuqonda ukuba loluphi uhlobo lomtyali-mali kwaye ukhethe eyona nto isebenzayo kuwe.