Ndeipi iri nzira yakanakisisa yokushandisa nayo mari yangu?
Hapana nzira imwe chete yakanakisisa yokudyara nayo mari yako, inobva pazvinhu zvakawanda zvinoratidza kuti unofanira kuigovera sei mumarudzi akasiyana-siyana ezvinhu. Hezvino zvimwe zvinhu zvinopesvedzera kugoverwa kwemari yako.  - Nguva yakatarwa: Iyi ndiyo nguva yaunofunga kuti mari yako iiswe. Izvi zvakakosha sezvo makirasi akasiyana-siyana ezviwanikwa achibatanidzwa zvakanyanya kana zvishoma nemamiriro emusika wenguva pfupi. Zvichienderana nokuti unoda kugara mumusika kwenguva yakareba sei, zvinokosha kuti usarudze zvinhu zvinoenderana nenguva yaunenge uchida kuzoshandisa.  - Risk Profile: Inoratidza kuti unogutsikana sei nemigumisiro inoshanduka-shanduka yemamiriro emusika pane zvaunodyara. Zvinhu zvine ngozi zvikuru zvinopa mibairo mikuru zvikuru asi zvinewo mukana wakakura wokuderera kana kuti kurasikirwa nemari yako yose. Kunzwisisa ngozi dzako ndiro danho rokutanga rokudyara mari yako zvakanaka. Kune zvinhu zvakasiyana-siyana zvokutsinhanisa zvinokwana mumwero yakasiyana-siyana yenjodzi, mubatanidzwa weizvi uchapa nzira yakadzikama yokudyara mari yako.  - Active/Passive investor: Zvichienderana nokuti unoda kubatanidzwa zvakadini mukusarudzwa kwepfuma uye kugoverwa kwaunoitwa, unonzi uri investor anoshingaira kana kuti investor asingabatsiri. Vashambadziri vanoshingaira ndevaya vanopedza nguva yakawanda vachiongorora misika uye vachisarudza zvinhu zvavanoisa muhomwe yavo. Vashambadziri ava vanogona kuisa mari zvakananga mumasheya kana sarudzo dzemasheya. Passive vanoita mari ndivo vanoita mari vanoda kuva pachena kuti kumusika asi havadi kupedza yakawanda nguva kusarudza zvinhu zvavo, vanoita mari ava leverage ETFs kana yakawiriranwa mari, kuti bundle siyana pfuma makirasi mune imwe pfuma, kuti pachena kuti zvavanoda kumusika pasina kudikanwa pakusarudza zvinhu zvavo nechigadziko.  Hapana nzira yakarurama kana kuti isina kururama yokudyara nayo mari yako, zvinokosha kunzwisisa rudzi rwomunhu anodyara mari wauri uye kusarudza nzira inoshanda zvakanaka kwauri.