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<unk> <unk> <unk> <unk> <unk> <unk> <unk> <unk> <unk> <unk> <unk> <unk>  - Time horizon: This is the amount of time you intend to have your money invested. - Time horizon: This is the amount of time you intend to have your money invested. <unk> <unk> <unk> ️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️  Risk Profile: Indicates how comfortable you are with the impact fluctuating market conditions have on your investments. ️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️ •••••••••••••••••••••••••••••••••••••••••••• ️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️<unk>️  Active/Passive investor: Depending on how much you want to be involved in the asset selection and allocation you would be considered an active investor or passive investor. Active investors are investors who spend extensive amount of time analyzing the market and choosing assets for their portfolio. <unk> <unk> <unk> Passive investors are investors who want to be exposed to the market but don't want to spend extensive amount of time selecting their assets, these investors leverage ETFs or mutual funds, that bundle different asset classes in one asset, to be exposed to their desired market without the need to choose their underlying assets.  ••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••••