Yintoni i-underwriting?
Iinkonzo zokubhalisa (UW) zinikezelwa ngamaziko amakhulu ezezimali, afana neebhanki, iinkampani zeinshurensi kunye nezindlu zotyalo-mali, apho ziqinisekisa intlawulo kwimeko yomonakalo okanye ilahleko yezemali kwaye zamkele umngcipheko wezemali woxanduva oluvela kweso siqinisekiso. Isivumelwano sokubhala phantsi sinokwenziwa kwiimeko ezininzi eziquka i-inshorensi, imiba yokhuseleko kwintengiso yoluntu, kunye nokubolekwa kwemali ebhankini, phakathi kwabanye. Umntu okanye iziko elivuma ukuthengisa inani elincinci lamaphepha enkampani ukuze lifumane ikhomishini libizwa ngokuba ngumxhasi.  Ibinzana elithi "Underwriting" lisuka kwiLloyd's yaseLondon yentengiso yeinshorensi. Abaxhasi ngemali (okanye abathathi-ngozi), ababeza kwamkela inxalenye yomngcipheko kwiprojekthi ethile (ngokwembali uhambo lwaselwandle olunobungozi obunxulumene nokonakala kwenqanawa) ngokutshintshiselana ngeprimiyamu, babeza kubhala amagama abo phantsi kolwazi lomngcipheko olwabhalwa kwisiliphu sikaLloyd esenziwe ngale njongo. "