Yintoni ibhanki yotyalo-mali?
Utyalo-mali lwebhanki lubhekiselele kwimisebenzi ethile yenkampani yeenkonzo zemali okanye icandelo lenkampani eliqulathe ukuthengiselana ngemali ngokusekwe kwiingcebiso egameni labantu, iinkampani, kunye noorhulumente. Ngokwesiko inxulumene nezimali zenkampani, ibhanki enjalo inokunceda ekufumaneni imali eyinkunzi ngokwamkela okanye isebenze njengearhente yomthengi ekukhupheni ityala okanye izibambiso zezabelo. Ibhanki yotyalo-mali inokunceda iinkampani ezibandakanyeka ekudibaniseni nasekuthengeni (M&A) kwaye inikezele ngeenkonzo ezincedisayo ezifana nokwenza imarike, urhwebo lweziphumo kunye namatyala ezimali, iinkonzo ze-FICC (izixhobo zengeniso esisigxina, iimali, kunye nempahla) okanye uphando (ngqoqosho, ikhredithi okanye uphando lwe-equity). Uninzi lweebhanki zotyalo-mali zigcina amacandelo aphambili okurhweba kunye nolawulo lweeasethi ngokudibeneyo namashishini abo ophando lotyalo-mali. Njengomzi mveliso, yahlulwe yaba yiBulge Bracket (inqanaba eliphezulu), iMarike ephakathi (amashishini aphakathi), kunye nemarike yevenkile (amashishini akhethekileyo).  Ngokungafaniyo neebhanki zorhwebo kunye neebhanki ezithengisa, iibhanki zotyalo-mali azamkeli iidipozithi.